Get a Fast Online Payday Loan in Canada

We can deposit up to $1500 in your account today! Simply choose the amount you want to borrow by using the slider below.


If you borrow $
You'll need to repay $172.50.

How it works

Quick application.
Instant decision.

Find out if you meet our criteria in under 5 minutes.
Flexible borrowing.
You choose how much you want to borrow and sign your loan documents online.
Fast cash.
Access your payday loan in as little as 1 hour from approval.

Go ahead. Apply. We make it easy.

Online payday loans, short-term loans, cash advances - call them what you like.
We all need help bridging the gap from time to time. That's why there's GoDay.

  • 24/7 Instant decision
  • Secure online process
  • Upfront fee disclosure
  • Cash in as little as 1 hour
  • No paperwork or faxing required

More reasons to love us

Modern security
Rest assured that GoDay's online payday loan application process uses top level encryption to ensure your personal information is safe and never used without your authorization.
All online
You'll never have to walk into a retail store for a payday loan again. Our average short term loan application takes less than 5 minutes to complete. Even better, our automated system can deliver a decision on your payday loan application in seconds!
No hidden fees
What you see is what you pay. All payday loan pricing is displayed clearly on our homepage and on your loan agreement.
We're your biggest fan!
Every one of our team members is available to help along the way. No question or concern is too large. Contact Us.
Why GoDay?

We're responsible, professional, and we genuinely care about our customers. Plus, we use the industry's fastest tools to get you your payday loan fast!

Learn more
Loans. Simplified.

What do you need to get an online payday loan? What happens if you don't repay? We've got answers to all of your questions.

See FAQs
Finance 101.

We want you to enjoy a sound and happy financial future. That's why we've compiled these valuable resources.

Get Educated on Payday Loans
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At GoDay we're a licensed online payday lender, a proud member of our community, and we care about our customers. Try our service and let us show you why thousands of Canadians turn to GoDay when they need a payday loan. We proudly serve locations across Canada including:

Toronto | Vancouver | Regina | ... [more]Ajax | Ottawa | Kingston | Oakville | Saskatoon | Pickering | Kitchener

Frequently Asked Questions

What service does GoDay provide?
GoDay provides Canadians with online payday loans. Our payday loans are not intended to provide a long-term financial solution. Rather, they are intended to solve urgent but temporary cash-flow needs.
How do I apply for a GoDay payday loan?
You can apply for an online payday loan with GoDay by completing our simple online application form 24/7. The process is quick and easy; we are committed to offering one of the fastest, payday loan services in Canada. Within seconds of submitting your application, we will let you know if you have been pre-approved.

Should we need any additional information from you, we'll be in touch promptly by phone or email. If approved, we will use the industry's fastest tools to transfer your online payday loan as soon as possible. Our Toronto based Customer Service team is available to help along the way should you have any questions or concerns. Get started by submitting a loan application here.
How quickly can I receive my payday loan?
GoDay partners with the most reputable financial institutions and uses the fastest tools in the industry to ensure you get the speediest payday loan possible. Your loan is quite literally on it's way to you once you receive an email from us confirming it is in transit. GoDay funds payday loans by direct deposit and email money transfer. Actual time to receive your funds depends on your financial institution and the time of your application. Once your application has been funded, our Customer Service Team will be happy to provide an estimated delivery time for your cash advance.
How much can I borrow?
Our payday loans range from $100 to $1500. Please note that there are a variety of factors that we consider when reviewing your payday loan application. In order to find out how much you qualify for, you will need to submit an online application.
What do I need in order to get a GoDay payday loan?
To get a GoDay payday loan, you must:
  • be a Canadian resident over the age of 18
  • have an open bank account with a Canadian bank or credit union
  • get paid by direct deposit
  • have your own, valid email account
  • provide us with your home or cell phone number
  • be actively employed or receiving income from CPP and/or a private pension
Do I need to be employed?
In order to get a GoDay payday loan you must be actively employed or receiving income from CPP and/or a private pension. We do not currently lend on disability, employment insurance (EI), child tax benefits, old age security, welfare, or social assistance.
Can I get a payday loan if I am not a homeowner?
Yes. Renters are welcome. As long as you can provide a current address, details of a regular income, and a guarantee to repay your payday loan, we're happy to consider your application.
Do I need a bank account to get an online payday loan from GoDay?
Yes. To take out an online payday loan with GoDay, you must have an open bank account with a Canadian bank or credit union so we have somewhere to deposit your funds!
What personal information does GoDay need?
GoDay considers personal contact information, employment information, and banking information when reviewing online applications for payday loans. All information collected is held in strict confidence in accordance with user information and security guidelines. View our online payday loan privacy policy.
Can I visit your office to get a payday loan?
No need to visit us! All applications for payday loans are collected and processed online. As such, we do not accept in person applications or dispense cash at our office locations. If you wish to get an online payday loan you must complete an application here. If you have questions along the way about your application for an online cash advance, give us a call toll free at 1-888-984-6329.
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Rates is very upfront about practices and fees. We've laid it all out for you so it's easy to understand with no other hidden fees.

Here's what is looks like:

Direct Deposit into a consumers account is free