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Arbitration, Back-End Ratio & Collateral Mortgage

In our re-vamped weekly segment, Common Cents Wednesdays, we help explain simple-to -complex financial terms. This week, we’re covering ‘arbitration’, ‘back-end ratio’ & ‘collateral mortgage’. It might sound like a super dry read, but since you’re in the “Cafe” grab a Timmies doughnut to sweeten the knowledge. We won’t tell….

October 28, 2015 Money
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Pre-Approved vs Pre-Selected

One of our staff was recently discussing an offer they received from a company that also offers a major credit card. Since they’re signed up with the company to receive points every time they do a certain activity or buy certain things, the marketing side of the company has enough…

October 21, 2015 Money
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How To Shop For Travel Insurance

Have an exciting weekend across the border planned? How about a long vacation in Spain? Shopping for travel insurance definitely isn’t as fun as the trip itself (or even any other part of trip preparation), but being prepared is essential. You’re probably super busy packing, preparing for pet sitters and all…

October 16, 2015 Money Travel
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Accounts Payable, Collateral & Balance Sheets

In our re-vamped weekly segment, Common Cents Wednesdays, we help explain simple-to -complex financial terms. This week, we’re covering ‘accounts payable’, ‘collateral’ & ‘balance sheets’. It might sound like a super dry read, but since you’re in the “Cafe” grab a Timmies doughnut to sweeten the knowledge. We won’t tell. Accounts Payable…

October 07, 2015 Money
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Audit’s, Bookkeeping & Credit Ratings

In our re-vamped weekly segment, Common Cents Wednesdays, we help explain simple-to -complex financial terms. This week, we’re covering ‘audit’, ‘bookkeeping’ & ‘credit rating’. It might sound like a super dry read, but since you’re in the “Cafe” grab a Timmies doughnut to sweeten the knowledge. We won’t tell. Audit…

September 30, 2015 Money
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The Best Time To Buy A New Car

Buying a new, or new-to-you, car is a totally emotional experience for many people. It’s the combo of the letting go of your trusty old ride to the excitement of getting something brand new. Or, maybe the old ride wasn’t so trusty and you’re just happy to move onto bigger…

September 25, 2015 Money
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Saving For A Rainy Day

We all want to save money, but sometimes we go about it in the wrong way. You know what we’re talking about – you look to your discretionary income, however large or small it might be, and think “my savings has to come out of this!”. But experts say this…

September 10, 2015 Money
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Why Responsible Lending Practices Matter

  Payday loans don’t have a great reputation, even in areas where they are highly regulated. This is due to, unfortunately, lack of responsible lending practices for the majority of their existence.  At GoDay.ca, we’re often fighting the battle of proving that you can indeed get a payday loan from…

August 31, 2015 Money