{"id":3488,"date":"2016-04-15T10:25:52","date_gmt":"2016-04-15T14:25:52","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=3488"},"modified":"2021-09-30T11:05:35","modified_gmt":"2021-09-30T15:05:35","slug":"keeping-your-finances-in-check","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/","title":{"rendered":"Keeping Your Finances In Check"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-3489 size-medium\" title=\"Keeping Your Finances In Check\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/04\/4-13-2016-1-03-34-PM-300x188.png\" alt=\"Keeping Your Finances In Check\" width=\"300\" height=\"188\" \/><\/p>\n<p>Financial management, it\u2019s something we are always constantly working on. Whether we\u2019re saving for a big purchase or looking to minimize debt, managing your money is a top priority. It\u2019s easier said than done, so how do you keep your finances in check and avoid debt? We give you a list of key things to look out for when it comes to managing your money.<\/p>\n<p><strong>Set Your Money Goals:<\/strong><\/p>\n<p>It can be as simple as staying out of debt, or learning how to invest, no matter what your <a href=\"https:\/\/goday.ca\/blog\/setting-financial-goals-this-new-years\/\">personal finance goals<\/a> are, setting money goals is what can help drive you to be financially successful. Know where you currently stand financially and do a review of your expenses and spending habits before you make your goals. Be realistic and start simple with what you\u2019re trying to achieve, as the bills still come rolling in every month. Having savings goals can help motivate you and teach you how to save, as everyone is different. It could be something like saving up for a vacation or even large purchases like a home or car\u00a0when you have something to work towards you\u2019re more inclined to save.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3490 size-medium\" title=\"Coins\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/04\/4-15-2016-10-14-29-AM-300x199.png\" alt=\"Coins\" width=\"300\" height=\"199\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<p><strong>Use Credit Wisely:<\/strong><\/p>\n<p>We\u2019ve mentioned before how crucial it is to <a href=\"https:\/\/goday.ca\/blog\/using-your-credit-card-wisely\/\">manage your credit wisely<\/a>, and as much as we don\u2019t want to worry about what we\u2019re spending till the bill comes in. But that\u2019s where people get caught, they spend and can\u2019t afford to pay off what they\u2019ve spent and the interest starts to accumulate. It\u2019s getting into financial situations like this that can have serious long-term effects when it comes to things like your <a href=\"https:\/\/goday.ca\/blog\/what-do-credit-scores-mean\/\">credit score<\/a>. Maybe one of your new personal finance goals is to use your credit card more wisely? It\u2019s a good place to start to help manage your money.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3491 size-medium\" title=\"Credit card\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/04\/4-15-2016-10-16-29-AM-300x188.png\" alt=\"Credit card\" width=\"300\" height=\"188\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<p><strong>Manage Debt:<\/strong><\/p>\n<p>Depending on who you ask, there are many ways you can manage debt. And there is no better feeling than knowing you are out of the red! You can either take on your debts all at once or one at a time, debt management is a personal choice. Depending on your financial situation, some methods work better than others when it comes to tackling debt. There is trying to contribute to all of it at once by making minimum payments to all outstanding balances, or there is tackling your highest interest debt, and focusing on paying that off first while maintaining payments on everything else. The trick is to not get yourself into further into debt and setting out a strict budget to <a href=\"https:\/\/goday.ca\/blog\/keeping-a-spending-journal\/\">keep you on track<\/a>.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3492 size-medium\" title=\"Phone &amp; Card\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/04\/4-15-2016-10-19-24-AM-300x199.png\" alt=\"Phone &amp; Card\" width=\"300\" height=\"199\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<p>What are your favourite financial tips to keep you in check? \u00a0Let us know in the comment section below.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial management, it\u2019s something we are always constantly working on. Whether we\u2019re saving for a big purchase or looking to minimize debt, managing your money is a top priority. It\u2019s easier said than done, so how do you keep your finances in check and avoid debt? We give you a list of key things to [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3489,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[9,10,11],"tags":[530,675,793,795,1010,1148,1592],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Keeping Your Finances In Check<\/title>\r\n<meta name=\"description\" content=\"How do you keep your finances in check and avoid debt? Here is a list of key things to look out for when it comes to managing your money. Read it now!\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Keeping Your Finances In Check\" \/>\r\n<meta property=\"og:description\" content=\"How do you keep your finances in check and avoid debt? Here is a list of key things to look out for when it comes to managing your money. Read it now!\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/\" \/>\r\n<meta property=\"og:site_name\" content=\"GoDay Cafe\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GoDay.ca\" \/>\r\n<meta property=\"article:published_time\" content=\"2016-04-15T14:25:52+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2021-09-30T15:05:35+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/04\/4-13-2016-1-03-34-PM-e1460730145533.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"799\" \/>\r\n\t<meta property=\"og:image:height\" content=\"501\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"GoDay.ca Customer Education Team\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:site\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"GoDay.ca Customer Education Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/\"},\"author\":{\"name\":\"GoDay.ca Customer Education Team\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d\"},\"headline\":\"Keeping Your Finances In Check\",\"datePublished\":\"2016-04-15T14:25:52+00:00\",\"dateModified\":\"2021-09-30T15:05:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/\"},\"wordCount\":475,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"keywords\":[\"Credit\",\"Debt\",\"Finance\",\"Financial\",\"Investment\",\"Money\",\"Saving\"],\"articleSection\":[\"Life\",\"Money\",\"Saving\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/\",\"url\":\"https:\/\/goday.ca\/blog\/keeping-your-finances-in-check\/\",\"name\":\"Keeping Your Finances In Check\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/#website\"},\"datePublished\":\"2016-04-15T14:25:52+00:00\",\"dateModified\":\"2021-09-30T15:05:35+00:00\",\"description\":\"How do you keep your finances in check and avoid debt? 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