{"id":3727,"date":"2016-08-31T21:52:11","date_gmt":"2016-09-01T01:52:11","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=3727"},"modified":"2021-09-30T11:04:55","modified_gmt":"2021-09-30T15:04:55","slug":"top-ten-money-wasters-we-hear-about","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/top-ten-money-wasters-we-hear-about\/","title":{"rendered":"Top Ten Money Wasters We Hear About"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-3722 size-medium\" title=\"Top Ten Money Wasters We Hear About\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/Screen-Shot-2016-08-31-at-9.36.12-PM-300x188.png\" alt=\"Top Ten Money Wasters We Hear About\" width=\"300\" height=\"188\" \/><\/p>\n<p>Spending money is much easier than saving money. And a lot of the time we\u2019re questioning where all of our money goes? Yes, there are the essentials like bills, kids, and other payments, but what about those everyday essentials? Have you done a budget audit to see where your money is going and how you could be saving more? We created a list of the top ten money wasters we hear about and how to stop wasting money on them.<\/p>\n<ol>\n<li><strong>ATM Fees<\/strong><\/li>\n<\/ol>\n<p>With all of the bank locations and places that offer cash back, you should never be paying ATM fees. ATM fees are one of those charges that add up quickly, especially if you\u2019re taking cash out multiple times a month.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3315 size-medium\" title=\"Photograph\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/01\/atm-959529_960_720-300x225.jpg\" alt=\"Photograph\" width=\"300\" height=\"225\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<ol start=\"2\">\n<li><strong>Eating Out<\/strong><\/li>\n<\/ol>\n<p>We understand this one. There are some things you just can\u2019t make yourself and the convenience factor of eating out is a big factor as well. Eating out is one of the most common things we hear that people wish they spent less money on. Schedule and take the time to meal prep and you will see how much easier eating in can be.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3726 size-medium\" title=\"Eating Out\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/FOOD-300x277.jpg\" alt=\"Eating Out\" width=\"300\" height=\"277\" \/><\/p>\n<ol start=\"3\">\n<li><strong>Gym Membership<\/strong><\/li>\n<\/ol>\n<p>We don\u2019t think gym memberships are a waste of money if you\u2019re using it. But there are a lot of gym memberships that go unused! Gym memberships aren\u2019t cheap and usually add up to a good sum in a one year span, so it is worth looking into how much you use your membership versus what you\u2019re paying.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3728 size-medium\" title=\"Gym Membership\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/Screen-Shot-2016-08-31-at-9.47.15-PM-300x197.png\" alt=\"Gym Membership\" width=\"300\" height=\"197\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<ol start=\"4\">\n<li><strong>Bank Fees<\/strong><\/li>\n<\/ol>\n<p>Why are you paying bank fees? There are numerous accounts and cards out there with every bank that you have options based on your financial situation. Do your research with your bank today, because you shouldn\u2019t have to pay to have a bank account.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3360 size-medium\" title=\"Bank Fees\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/02\/Screen-Shot-2016-02-10-at-8.40.08-PM-300x192.png\" alt=\"Bank Fees\" width=\"300\" height=\"192\" \/><\/p>\n<p>Photograph via\u00a0<a href=\"https:\/\/www.flickr.com\/photos\/106574022@N04\/10797463656\">Flickr<\/a><\/p>\n<ol start=\"5\">\n<li><strong>Data Overages<\/strong><\/li>\n<\/ol>\n<p>We\u2019ve all gone over our data limits before, as much as overage charges do apply, there are now a lot of rules in place so cell phone companies can\u2019t gouge you for going over your limits. If you are finding you are constantly going over your data take a look at your current plan and see what else is out there, you may have better options with another company.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3724 size-medium\" title=\"Data Overages\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/PHONE-300x201.jpg\" alt=\"Data Overages\" width=\"300\" height=\"201\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<ol start=\"6\">\n<li><strong>Coffee<\/strong><\/li>\n<\/ol>\n<p>We need our caffeine in the morning! But your morning coffee also comes at a price. Some people budget for their coffee fix, but for others it\u2019s a luxury item. Say you get a $4 coffee five times a week, that\u2019s $20 a week and not including weekends. Times that $20 by the four weeks in a month and you\u2019re at $80 on coffee a month.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3723 size-medium\" title=\"Coffee\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/COFFEE-300x189.jpg\" alt=\"Coffee\" width=\"300\" height=\"189\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<ol start=\"7\">\n<li><strong>Lottery Tickets<\/strong><\/li>\n<\/ol>\n<p>It\u2019s true, you won\u2019t win the lottery if you don\u2019t play, but there are limits to how much you should be spending on lottery tickets. Fun fact, you are <a href=\"http:\/\/www.popsci.com\/science\/article\/2012-11\/dismal-odds-winning-lottery-infographic\">more likely to be struck by lightning or date a supermodel then winning the lottery<\/a>.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3725 size-medium\" title=\"Lottery Tickets\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/LOTTERY-271x300.jpg\" alt=\"Lottery Tickets\" width=\"271\" height=\"300\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<ol start=\"8\">\n<li><strong>Water<\/strong><\/li>\n<\/ol>\n<p>We\u2019re talking about plastic one-time use water bottles. Not only are plastic water bottles not environmentally friendly, they can also be expensive. Water is free! And it is legal for restaurants to provide you with. So don\u2019t waste money on plastic bottles, bring a reusable one with you!<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3719 size-medium\" title=\"Water\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/Screen-Shot-2016-08-31-at-9.16.52-PM-300x241.png\" alt=\"Water\" width=\"300\" height=\"241\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<ol start=\"9\">\n<li><strong>Cable<\/strong><\/li>\n<\/ol>\n<p>Are you still paying an expensive cable bill? Why? With TV today, it\u2019s all about streaming network services like <a href=\"https:\/\/www.netflix.com\/ca\/\">Netflix<\/a>\u00a0and <a href=\"http:\/\/www.cravetv.ca\/\">CraveTV<\/a>. Do you really watch that much TV? We\u2019re all for our favourite shows too, but there are much cheaper ways to watch all your favourite movies and shows.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3720 size-medium\" title=\"Cable\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/Screen-Shot-2016-08-31-at-9.18.42-PM-300x225.png\" alt=\"Cable\" width=\"300\" height=\"225\" \/><\/p>\n<p>Photograph via Pixabay<\/p>\n<ol start=\"10\">\n<li><strong>Express Shipping<\/strong><\/li>\n<\/ol>\n<p>Shipping and handling costs definitely aren\u2019t cheap. Depending on what you\u2019re spending you may qualify for free shipping, but this is also the retailer\u2019s way to get you to spend more. So when you shop online, do you take advantage of next day shipping? That express shipping can cost you and is definitely something you can save money on.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3721 size-medium\" title=\"Express Shipping\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/08\/Screen-Shot-2016-08-31-at-9.30.03-PM-300x234.png\" alt=\"Express Shipping\" width=\"300\" height=\"234\" \/><\/p>\n<p>Photograph via <a href=\"https:\/\/en.wikipedia.org\/wiki\/Logistics\">Wikipedia<\/a><\/p>\n<p>What is one of your top money wasters? Let us know in the comment section below.<\/p>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Spending money is much easier than saving money. And a lot of the time we\u2019re questioning where all of our money goes? Yes, there are the essentials like bills, kids, and other payments, but what about those everyday essentials? Have you done a budget audit to see where your money is going and how you [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3722,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[4,9,10,11],"tags":[793,1148,1590,1629],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Top Ten Money Wasters We Hear About<\/title>\r\n<meta name=\"description\" content=\"Goday created a list of the top ten money wasters we hear about and how to stop wasting money on them. 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