{"id":3772,"date":"2016-10-27T11:59:07","date_gmt":"2016-10-27T15:59:07","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=3772"},"modified":"2021-09-30T11:03:55","modified_gmt":"2021-09-30T15:03:55","slug":"top-three-reasons-you-need-a-payday-loan","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/","title":{"rendered":"Top Three Reasons You Need A Payday Loan"},"content":{"rendered":"

\"10-27-2016-11-03-27-am\"When it comes to a payday loan, people use them for all kinds of reasons. Whether it is to pay bills, you are financially strained at certain times of the year such as Christmas or back to school season, or if you just need to stay afloat until\u00a0your next paycheck, there are all kinds of reasons we heard as to why people use payday or short term loan services. So what are the benefits in choosing to go with the payday loan option? We give you the top three reasons you should go with a payday or short term loan when faced with a financial situation.<\/p>\n

    \n
  1. Helping Not Harming Your Credit Score<\/strong><\/li>\n<\/ol>\n

    When it comes to your credit score, it can really impact your financial future. It\u2019s no surprise that when applying for a payday loan this will impact your credit score<\/a>. We\u2019ve told you before about how using a payday loan can impact your credit score and the implications that go along with it when not used properly. \u00a0But did you know a payday loan can help your credit score as well?\u00a0 That\u2019s right, when used properly, payday loans can help build or rebuild your credit score. Because when you take out a payday loan, this is recorded against your credit score, but by paying if off within the required time will help to build your credit. If you\u2019re in a financial bind and other lending options are not available to you because of your current credit score, most payday loan services take your credit score into account and will help you to rebuild this and help you financially at the same time.<\/p>\n

      \n
    1. Simple, Smart, Secure<\/strong><\/li>\n<\/ol>\n

      We can\u2019t speak for other payday or short term loan lenders, but GoDay stands by its simple, smart and secure mission when it comes to our payday loans and customers. We use the latest in industry technology to make sure we are quick and efficient when it comes to your loan. You can even apply for a loan on the go through our mobile site, or anytime from the comfort of your own home. Want to speak to someone directly? Don\u2019t worry; as much as we\u2019re an online company, we have real people that work for us too that would be more than happy to answer your questions online or over the phone.<\/p>\n

        \n
      1. Financial Options<\/strong><\/li>\n<\/ol>\n

        When you\u2019re in a financial bind, the last thing you want is more stress. And depending on your current financial situation, you may not qualify for a bank loan or line of credit and asking a friend or family member ca be awkward. With GoDay you will know within minutes whether or not you\u2019ve been approved for a loan and offer many custom solutions when it comes to how much you need to borrow to paying back your loan and more! As we mentioned we like to keep it easy for you and let you know there are financial assistance options available to you.<\/p>\n

        In a financial crunch and need help to get you to payday? See how GoDay<\/a> can help you today.<\/p>\n

         <\/p>\n","protected":false},"excerpt":{"rendered":"

        When it comes to a payday loan, people use them for all kinds of reasons. Whether it is to pay bills, you are financially strained at certain times of the year such as Christmas or back to school season, or if you just need to stay afloat until\u00a0your next paycheck, there are all kinds of […]<\/p>\n","protected":false},"author":3,"featured_media":3773,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[9,10,11],"tags":[542,1081,1148,1414,1592,1613],"yoast_head":"\r\nTop Three Reasons You Need A Payday Loan<\/title>\r\n<meta name=\"description\" content=\"Top Three Reasons You Need A Payday Loan\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Top Three Reasons You Need A Payday Loan\" \/>\r\n<meta property=\"og:description\" content=\"Top Three Reasons You Need A Payday Loan\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/\" \/>\r\n<meta property=\"og:site_name\" content=\"GoDay Cafe\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GoDay.ca\" \/>\r\n<meta property=\"article:published_time\" content=\"2016-10-27T15:59:07+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2021-09-30T15:03:55+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/10\/10-27-2016-11-03-27-AM-e1477583698609.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"797\" \/>\r\n\t<meta property=\"og:image:height\" content=\"498\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"GoDay.ca Customer Education Team\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:site\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"GoDay.ca Customer Education Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/\"},\"author\":{\"name\":\"GoDay.ca Customer Education Team\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d\"},\"headline\":\"Top Three Reasons You Need A Payday Loan\",\"datePublished\":\"2016-10-27T15:59:07+00:00\",\"dateModified\":\"2021-09-30T15:03:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/\"},\"wordCount\":534,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"keywords\":[\"Credit Score\",\"Loan\",\"Money\",\"Payday Loan\",\"Saving\",\"Short Term Loan\"],\"articleSection\":[\"Life\",\"Money\",\"Saving\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/\",\"url\":\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/\",\"name\":\"Top Three Reasons You Need A Payday Loan\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/#website\"},\"datePublished\":\"2016-10-27T15:59:07+00:00\",\"dateModified\":\"2021-09-30T15:03:55+00:00\",\"description\":\"Top Three Reasons You Need A Payday Loan\",\"breadcrumb\":{\"@id\":\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/goday.ca\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top Three Reasons You Need A Payday Loan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/goday.ca\/blog\/#website\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"name\":\"GoDay Cafe\",\"description\":\"Finance To Fun, Freshly Brewed.\",\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/goday.ca\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/goday.ca\/blog\/#organization\",\"name\":\"GoDay.ca\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"contentUrl\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"width\":2400,\"height\":1200,\"caption\":\"GoDay.ca\"},\"image\":{\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/GoDay.ca\",\"https:\/\/twitter.com\/GODAYca\",\"https:\/\/ca.linkedin.com\/company\/goday-ca\",\"https:\/\/www.pinterest.ca\/godayloans\/\",\"https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d\",\"name\":\"GoDay.ca Customer Education Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g\",\"caption\":\"GoDay.ca Customer Education Team\"},\"url\":\"https:\/\/goday.ca\/blog\/author\/marcy\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Top Three Reasons You Need A Payday Loan","description":"Top Three Reasons You Need A Payday Loan","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/","og_locale":"en_US","og_type":"article","og_title":"Top Three Reasons You Need A Payday Loan","og_description":"Top Three Reasons You Need A Payday Loan","og_url":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/","og_site_name":"GoDay Cafe","article_publisher":"https:\/\/www.facebook.com\/GoDay.ca","article_published_time":"2016-10-27T15:59:07+00:00","article_modified_time":"2021-09-30T15:03:55+00:00","og_image":[{"width":797,"height":498,"url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/10\/10-27-2016-11-03-27-AM-e1477583698609.png","type":"image\/png"}],"author":"GoDay.ca Customer Education Team","twitter_card":"summary_large_image","twitter_creator":"@GODAYca","twitter_site":"@GODAYca","twitter_misc":{"Written by":"GoDay.ca Customer Education Team","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#article","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/"},"author":{"name":"GoDay.ca Customer Education Team","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d"},"headline":"Top Three Reasons You Need A Payday Loan","datePublished":"2016-10-27T15:59:07+00:00","dateModified":"2021-09-30T15:03:55+00:00","mainEntityOfPage":{"@id":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/"},"wordCount":534,"commentCount":0,"publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"keywords":["Credit Score","Loan","Money","Payday Loan","Saving","Short Term Loan"],"articleSection":["Life","Money","Saving"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/","url":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/","name":"Top Three Reasons You Need A Payday Loan","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/#website"},"datePublished":"2016-10-27T15:59:07+00:00","dateModified":"2021-09-30T15:03:55+00:00","description":"Top Three Reasons You Need A Payday Loan","breadcrumb":{"@id":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/goday.ca\/blog\/top-three-reasons-you-need-a-payday-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goday.ca\/blog\/"},{"@type":"ListItem","position":2,"name":"Top Three Reasons You Need A Payday Loan"}]},{"@type":"WebSite","@id":"https:\/\/goday.ca\/blog\/#website","url":"https:\/\/goday.ca\/blog\/","name":"GoDay Cafe","description":"Finance To Fun, Freshly Brewed.","publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goday.ca\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goday.ca\/blog\/#organization","name":"GoDay.ca","url":"https:\/\/goday.ca\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","contentUrl":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","width":2400,"height":1200,"caption":"GoDay.ca"},"image":{"@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GoDay.ca","https:\/\/twitter.com\/GODAYca","https:\/\/ca.linkedin.com\/company\/goday-ca","https:\/\/www.pinterest.ca\/godayloans\/","https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg"]},{"@type":"Person","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d","name":"GoDay.ca Customer Education Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g","caption":"GoDay.ca Customer Education Team"},"url":"https:\/\/goday.ca\/blog\/author\/marcy\/"}]}},"jetpack_featured_media_url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2016\/10\/10-27-2016-11-03-27-AM-e1477583698609.png","_links":{"self":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/3772"}],"collection":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/comments?post=3772"}],"version-history":[{"count":1,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/3772\/revisions"}],"predecessor-version":[{"id":6716,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/3772\/revisions\/6716"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/media\/3773"}],"wp:attachment":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/media?parent=3772"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/categories?post=3772"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/tags?post=3772"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}