{"id":3888,"date":"2017-04-15T14:25:21","date_gmt":"2017-04-15T18:25:21","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=3888"},"modified":"2021-09-30T11:02:39","modified_gmt":"2021-09-30T15:02:39","slug":"i-forgot-to-pay-my-credit-card-bill","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/","title":{"rendered":"I Forgot To Pay My Credit Card Bill"},"content":{"rendered":"

\"Goday2\"<\/p>\n

We\u2019re always talking about credit cards<\/a> and paying your bills. So what happens when you have forgotten to make a payment? Don\u2019t worry, it\u2019s not the end of the world, but it is also nothing something that should become a regular habit either.<\/p>\n

So what do you do next? Well, pay it of course. That\u2019s right, the first thing you should be doing when you\u2019ve realized you\u2019ve missed any kind of payment is to pay it right away, and preferably for the full amount. But we understand that sometimes that just can\u2019t happen. But this is when those pesky interest charges start to emerge, which is why you want to make sure you are paying off as much as you can, as often as you can.<\/p>\n

Contact The Bank<\/strong><\/p>\n

You can also call you bank if you feel a mistake has been made, or if this is one of the first time you\u2019ve missed a payment. They will be able to walk you through your options and let you know the impact (if there has been) on your account. In some cases (rare ones, you\u2019ll have to do some good negotiating), you can even have interest charges reversed if you\u2019re a first time offender and have good credit history. But if you are going to talk to your bank regarding these charges and your credit card, be prepared for them to begin talking to you about overdraft protection and other services that will also cost you.<\/p>\n

Credit Score<\/strong><\/p>\n

A majority of people\u2019s thoughts when it comes to missing payments is, \u201cwhat is going to happen to my credit score\u201d? And this is something you should be concerned about. \u00a0Missing one payment won\u2019t ruin your credit score, but after missing two consecutive payments you will definitely see a drop in your score and your bank\/credit card provider will also likely increase your interest rate. We\u2019ve mentioned how important your credit score can be, especially for larger purchases like a house and your mortgage.<\/p>\n

Financial Help<\/strong><\/p>\n

If you\u2019ve missed a few payments, it\u2019s now likely that your bank or credit card provider has contacted you in regards to paying your bills. Ignoring these payments will only make it worse, but that\u2019s where people like us here at GoDay<\/a> come in. We can help get you the cash you need to keep you afloat until your next paycheck and can pay off these debts. And surprisingly enough our loans can be a lower interest and larger timeline than what your credit card company would provide you with.<\/p>\n

So when it comes to missing your credit card bill, if this is your first time, it will be okay! It\u2019s making a habit of missing these payments that will cause future financial issues including the first steps to credit card debt<\/a> and impacting your credit score.<\/p>\n","protected":false},"excerpt":{"rendered":"

We\u2019re always talking about credit cards and paying your bills. So what happens when you have forgotten to make a payment? Don\u2019t worry, it\u2019s not the end of the world, but it is also nothing something that should become a regular habit either. So what do you do next? Well, pay it of course. That\u2019s […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[9,10,11],"tags":[120,256,294,530,531,675,771,1081,1148,1414,1420,1592,1629],"yoast_head":"\r\nI Forgot To Pay My Credit Card Bill<\/title>\r\n<meta name=\"description\" content=\"I Forgot To Pay My Credit Card Bill\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"I Forgot To Pay My Credit Card Bill\" \/>\r\n<meta property=\"og:description\" content=\"I Forgot To Pay My Credit Card Bill\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/\" \/>\r\n<meta property=\"og:site_name\" content=\"GoDay Cafe\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GoDay.ca\" \/>\r\n<meta property=\"article:published_time\" content=\"2017-04-15T18:25:21+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2021-09-30T15:02:39+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2017\/05\/Goday2-300x184.jpg\" \/>\r\n<meta name=\"author\" content=\"GoDay.ca Customer Education Team\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:site\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"GoDay.ca Customer Education Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/\"},\"author\":{\"name\":\"GoDay.ca Customer Education Team\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d\"},\"headline\":\"I Forgot To Pay My Credit Card Bill\",\"datePublished\":\"2017-04-15T18:25:21+00:00\",\"dateModified\":\"2021-09-30T15:02:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/\"},\"wordCount\":497,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"keywords\":[\"Banking\",\"Bills\",\"Budget\",\"Credit\",\"Credit Card\",\"Debt\",\"Expenses\",\"Loan\",\"Money\",\"Payday Loan\",\"Payday Loans\",\"Saving\",\"Spending\"],\"articleSection\":[\"Life\",\"Money\",\"Saving\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/\",\"url\":\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/\",\"name\":\"I Forgot To Pay My Credit Card Bill\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/#website\"},\"datePublished\":\"2017-04-15T18:25:21+00:00\",\"dateModified\":\"2021-09-30T15:02:39+00:00\",\"description\":\"I Forgot To Pay My Credit Card Bill\",\"breadcrumb\":{\"@id\":\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/goday.ca\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"I Forgot To Pay My Credit Card Bill\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/goday.ca\/blog\/#website\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"name\":\"GoDay Cafe\",\"description\":\"Finance To Fun, Freshly Brewed.\",\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/goday.ca\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/goday.ca\/blog\/#organization\",\"name\":\"GoDay.ca\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"contentUrl\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"width\":2400,\"height\":1200,\"caption\":\"GoDay.ca\"},\"image\":{\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/GoDay.ca\",\"https:\/\/twitter.com\/GODAYca\",\"https:\/\/ca.linkedin.com\/company\/goday-ca\",\"https:\/\/www.pinterest.ca\/godayloans\/\",\"https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d\",\"name\":\"GoDay.ca Customer Education Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g\",\"caption\":\"GoDay.ca Customer Education Team\"},\"url\":\"https:\/\/goday.ca\/blog\/author\/marcy\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"I Forgot To Pay My Credit Card Bill","description":"I Forgot To Pay My Credit Card Bill","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/","og_locale":"en_US","og_type":"article","og_title":"I Forgot To Pay My Credit Card Bill","og_description":"I Forgot To Pay My Credit Card Bill","og_url":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/","og_site_name":"GoDay Cafe","article_publisher":"https:\/\/www.facebook.com\/GoDay.ca","article_published_time":"2017-04-15T18:25:21+00:00","article_modified_time":"2021-09-30T15:02:39+00:00","og_image":[{"url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2017\/05\/Goday2-300x184.jpg"}],"author":"GoDay.ca Customer Education Team","twitter_card":"summary_large_image","twitter_creator":"@GODAYca","twitter_site":"@GODAYca","twitter_misc":{"Written by":"GoDay.ca Customer Education Team","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#article","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/"},"author":{"name":"GoDay.ca Customer Education Team","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d"},"headline":"I Forgot To Pay My Credit Card Bill","datePublished":"2017-04-15T18:25:21+00:00","dateModified":"2021-09-30T15:02:39+00:00","mainEntityOfPage":{"@id":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/"},"wordCount":497,"commentCount":0,"publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"keywords":["Banking","Bills","Budget","Credit","Credit Card","Debt","Expenses","Loan","Money","Payday Loan","Payday Loans","Saving","Spending"],"articleSection":["Life","Money","Saving"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/","url":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/","name":"I Forgot To Pay My Credit Card Bill","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/#website"},"datePublished":"2017-04-15T18:25:21+00:00","dateModified":"2021-09-30T15:02:39+00:00","description":"I Forgot To Pay My Credit Card Bill","breadcrumb":{"@id":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/goday.ca\/blog\/i-forgot-to-pay-my-credit-card-bill\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goday.ca\/blog\/"},{"@type":"ListItem","position":2,"name":"I Forgot To Pay My Credit Card Bill"}]},{"@type":"WebSite","@id":"https:\/\/goday.ca\/blog\/#website","url":"https:\/\/goday.ca\/blog\/","name":"GoDay Cafe","description":"Finance To Fun, Freshly Brewed.","publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goday.ca\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goday.ca\/blog\/#organization","name":"GoDay.ca","url":"https:\/\/goday.ca\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","contentUrl":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","width":2400,"height":1200,"caption":"GoDay.ca"},"image":{"@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GoDay.ca","https:\/\/twitter.com\/GODAYca","https:\/\/ca.linkedin.com\/company\/goday-ca","https:\/\/www.pinterest.ca\/godayloans\/","https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg"]},{"@type":"Person","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d","name":"GoDay.ca Customer Education Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g","caption":"GoDay.ca Customer Education Team"},"url":"https:\/\/goday.ca\/blog\/author\/marcy\/"}]}},"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/3888"}],"collection":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/comments?post=3888"}],"version-history":[{"count":1,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/3888\/revisions"}],"predecessor-version":[{"id":6692,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/3888\/revisions\/6692"}],"wp:attachment":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/media?parent=3888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/categories?post=3888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/tags?post=3888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}