{"id":5601,"date":"2018-01-11T14:49:28","date_gmt":"2018-01-11T19:49:28","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=5601"},"modified":"2021-09-30T10:58:38","modified_gmt":"2021-09-30T14:58:38","slug":"the-2018-savings-challenge-are-you-in","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/the-2018-savings-challenge-are-you-in\/","title":{"rendered":"The 2018 Savings Challenge, Are You In?"},"content":{"rendered":"

\"\"<\/p>\n

New Year, new you right? Well we\u2019re challenging you to a savings challenge. Sounds easy enough, but it\u2019s becoming more and more relevant that saving money is one of Canadians biggest financial struggles<\/a>. That\u2019s why we give you tips on how you can start your year off right and give you a couple different ways for your to try saving. You never know which saving method may work for you.<\/p>\n

The Direct Deposit Approach <\/strong><\/p>\n

Are you one of those people that by the time your paycheck comes you feel like it has already been spent? Don\u2019t worry, you\u2019re not the only one. So why not try the direct deposit approach? Direct deposits and automatic payments shouldn\u2019t have to just be for bills, why can\u2019t it be for putting money aside every paycheck? When setting up these automatic transfers it gets rid of the hassle of having to put money away and constantly checking up on your accounts. And before you know it, you will be saving without having to \u201ctry\u201d and save. Take it to the next level by doing this with investment accounts such as TFSA\u2019s or RRSP\u2019s. You\u2019re saving anyways, why not at least make money on what you\u2019re putting away.<\/p>\n

Adult Piggy Bank<\/strong><\/p>\n

We\u2019re not talking about a literal piggy bank<\/a>, but more just the premise of stashing cash away. There are the old school financial rumours we hear about like stashing cash under your mattress, and constantly contributing to it. You\u2019re not making any extra money on that cash like you would by investing it or putting it away in a high interest savings account, but just like when we start to teach children about money<\/a>, putting money in your piggy bank and not touching it adds up quicker than you think<\/p>\n

Saving For A Rainy Day<\/strong><\/p>\n

You don\u2019t have to be saving for anything specific to have the motivation to start putting money away. Although, things like travelling and vacations<\/a>, bigger life events, celebrations, etc are all motivators when it comes to your financials. When you start saving even though there is nothing specific to save for, it makes those life events easier to pay for since you already have savings put away and makes things like your dream trip not as financially stressful. It doesn\u2019t have to be a significant amount, but challenge yourself to put away a certain amount each month for a rainy day and you will thank yourself in the future.<\/p>\n

What are you saving for this year? Let us know in the comment section below.<\/p>\n","protected":false},"excerpt":{"rendered":"

New Year, new you right? Well we\u2019re challenging you to a savings challenge. Sounds easy enough, but it\u2019s becoming more and more relevant that saving money is one of Canadians biggest financial struggles. That\u2019s why we give you tips on how you can start your year off right and give you a couple different ways […]<\/p>\n","protected":false},"author":3,"featured_media":5602,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[9,10,11],"tags":[364,808,1081,1148,1413,1414,1592,1613],"yoast_head":"\r\nThe 2018 Savings Challenge, Are You In?<\/title>\r\n<meta name=\"description\" content=\"The 2018 Savings Challenge, Are You In?\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/goday.ca\/blog\/the-2018-savings-challenge-are-you-in\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"The 2018 Savings Challenge, Are You In?\" \/>\r\n<meta property=\"og:description\" content=\"The 2018 Savings Challenge, Are You In?\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/goday.ca\/blog\/the-2018-savings-challenge-are-you-in\/\" \/>\r\n<meta property=\"og:site_name\" content=\"GoDay Cafe\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GoDay.ca\" \/>\r\n<meta property=\"article:published_time\" content=\"2018-01-11T19:49:28+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2021-09-30T14:58:38+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2018\/02\/Screen-Shot-2018-02-11-at-3.01.41-PM-copy-e1518379429757.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"1597\" \/>\r\n\t<meta property=\"og:image:height\" content=\"981\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"GoDay.ca Customer Education Team\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta 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