{"id":6215,"date":"2019-05-06T15:00:20","date_gmt":"2019-05-06T19:00:20","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=6215"},"modified":"2021-12-31T15:44:36","modified_gmt":"2021-12-31T20:44:36","slug":"how-to-make-better-spending-decisions","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/","title":{"rendered":"How To Make Better Spending Decisions"},"content":{"rendered":"\n

Are you looking for new ways to save more? Are you feeling like you are spending more money than you are making? If so, not to worry, you are not alone. When it comes to our savings, there are a lot of factors that come into play. And one of the big ones is our spending. What would you say is your worst spending habit? Is it a specific item? Everyone has them – and whether you are treating yourself or spending freely, we can all make better spending decisions. That\u2019s why we dive into how to make better spending decisions and for more information; check out these blogs to help you save more<\/a>. <\/p>\n\n\n\n

Having a Budget\nin Place<\/strong><\/p>\n\n\n\n

Here at GoDay<\/a>, we\u2019re all\nabout staying on budget. And we like to provide you with options when it comes\nto your payday loan<\/a> and\nbudgeting to help get you to stay on\ntrack<\/a>. Because having a budget in place is the first step when it comes\nto saving money and making better spending decisions.  We\u2019re all always looking for ways to help you\nsave more money, but when it comes down to it, what are you willing to\nsacrifice to cut down on your spending and buckle\ndown on your budget<\/a>? And we understand that life happens. There\nare financially more stressful\ntimes<\/a> of the year where it is easy to lose track of your spending,\nwhich is why we ask \u2013 how do you keep track of your money? The first question\nwe always ask is if you have a budget in place? Many people have different ways\nof how they like to manage their finances and budgets, stop by our homepage for more information<\/a> and learn\nmore about how we can help in times where you need to buckle down on your\nbudget and make better spending decisions. <\/p>\n\n\n\n

Not a budgeter? That\u2019s okay. Like other money matters, one of the\nmost common\nquestions when it comes to starting a budget<\/a> is \u201cwhen do I start\u201d? And the answer\nis \u2013 you\u2019re never too young or too old to start budgeting. Even if it\u2019s your\nfirst part-time job, once you start spending money, you should know where it\u2019s\ngoing and have some form of budget tracking in place. At the same time, if you\u2019re\ngetting closer to that retirement age, it\u2019s not too late to start planning out\nyour retirement spending and savings. It\u2019s one thing to put all this effort\ninto budgeting, but it\u2019s another to actually follow through on your financial\ngoals. By sticking to the budget list you\u2019ve created, you\u2019re working on\ncreating financial stability focused around you and your lifestyle. When\nstarting to make your budget, you need to find out what works for you. So what\nhappens when you\u2019ve blown your budget? This means you may need to take a step\nback and focus on your spending\nhabits<\/a> to know how you got off track. Being aware and able to paint\nthe picture of what went wrong are the keys to understanding the state of your\ncurrent financial situation and setting an action plan as to how you\u2019re going\nto rectify or make sure you are financially in a good spot to get back on\ntrack. Work at your budget for a few months as this will allow you to work out\nthe kinks and remember that we\u2019re also\nhere to help you cross that financial bridge to get you back on track<\/a>.<\/p>\n\n\n\n

Spending Intentionally<\/strong><\/p>\n\n\n\n

No matter what we\u2019re spending money on, there is always a reason\nfor the purchase right? So how do you make better spending decisions? Become\nmore meaningful in the way you spend. But when it comes to the non-essentials\ndo you have to justify your purchase and why you\u2019re spending money on it? This\nis a bad habit when it comes to things like shopping and other expenses but\nthere are ways you can break it. We often get caught justifying our spending. Ask\nyourself \u201cwhy\u201d when you\u2019re spending. Are you purchasing items impulsively? Is\nthis truly a need, or a want? How will this item add value to your life? Asking\nyourself these types of questions forces you to engage with \u201cthings\u201d in a much\ndeeper, more meaningful way. And by being mindful about the items your\npurchasing will help create the long term happiness we discussed earlier.<\/p>\n\n\n\n

We know that there are many reasons why we spend money and a lot\nof the time it makes us\nfeel good<\/a> too. When it comes to spending your money and how it makes us\nfeel, it can give you many things, and not all of them have to be physical\nitems, but sometimes the ones that can make us the happiest are the dollars\nthat give us the opportunity to have memorable experiences. This is why being\nsmarter when it comes to saving and spending can have such a big impact. <\/p>\n\n\n\n

Financial Wants vs. Financial Needs<\/strong><\/p>\n\n\n\n

Do you know the difference between a financial want and financial need? Financial wants are the items and things we desire, compared to our financial needs which our financial obligations such as bills, debts and everything else life throws at us that we need to pay for. Which is also usually the things that don\u2019t make us happy and would rather be putting our hard earned dollars isn\u2019t something else. And on top of that, we need to be saving! So how do you not go over budget and still but also have enough fun without living paycheck to paycheck? It\u2019s a trick everyone is learning to master, and there are more and more resources out there no matter what your financial responsibilities are. We\u2019ve become accustomed to some of these things that we think we \u201cneed\u201d them because we\u2019ve had them for so long when really it\u2019s more of a \u201cwant\u201d and would be just fine without them.<\/p>\n\n\n\n

Are you living within your financial means<\/a>? It\nsounds easy, right? Well, you would be surprised as to how much people are\nconstantly overspending and thinking that things are within their means when\nthey surprisingly aren\u2019t. This is very common when it comes to materialistic\ngoods, the ones we\u2019re buying because we think it will make us happy.\n Living in a society where the latest gadget is a \u201cmust have\u201d and brands\ncreate good marketing to make us feel we \u201cneed\u201d these things is one of the ways\npeople are constantly overspending and finding themselves in debt. We suggest\nyou stop overspending and evaluate the things that are a want vs. need and\ncreate a budget so you still have fun.<\/p>\n\n\n\n

Know Where Your Money Is<\/strong><\/p>\n\n\n\n

It\u2019s not about knowing how much you regularly have coming in, but\nalso how much money you have coming out as the first step in being able to\ncreate your budget. This is not only a starting point for your expenses but\nalso your savings. Off the top of your head, do you know your total monthly\nexpenses? That\u2019s why creating a list of each expense can help lay out all your\ncosts and make it easy to see where your money is going. If you know you\u2019re not\nstaying on track means you have an idea of your spending\nhabits<\/a> to know how you\u2019ve gone over budget in the first place. Once\nyou have your costs organized you will feel more financially prepared\nfinancially by having a budget in place that will help you with the ins and\nouts of your money.<\/p>\n\n\n\n

By being aware you\u2019ve blown your budget this will help you be more cautious when it comes to your spending. There shouldn\u2019t be any extra expenditures when you\u2019re already in a financial bind<\/a>, and by understanding how you got yourself into this financial situation is what also needs to be addressed. Did you miss a bill payment and the interest is adding up? Is it a big month in terms of expenses? Has there been an emergency where financial assistance is required? No matter what the situation, understanding why you\u2019re in the financial spot you are in is what will help you get out of that bind, but will also help you prepare for the future accordingly. When you\u2019re in this kind of financial position, this is where we can step in to help, because that\u2019s what our payday loans<\/a> are for \u2013 making sure you stay afloat until your next paycheck and get you back on track.<\/p>\n\n\n\n

Treating Yourself<\/strong><\/p>\n\n\n\n

We\u2019re not saying that you don\u2019t deserve special treatment, but\nthis also has to be done within reason. These guilty pleasure purchases have\nbecome a catchphrase that when you hear of someone \u201ctreating\nthemselves<\/a>\u201d, the conversation usually follows up with something that was\npurchased that was not originally budgeted for but makes you happy. This also\ngoes along with justifying your purchases because we don\u2019t want you to be\ngiving yourself an excuse to go out and spend money. But treating yourself to\nthings often can have the same effects as unplanned spending because of a lack\nof planning (getting take out when there\u2019s food in the fridge at home), falling\nout of budget and financial routine. Staying on track and treating yourself\nless often can help you save money towards the things you really want to do or\nbuy, like that vacation you definitely deserve. Everyone splurges now and\nagain, but it can also be on little things as a form of a reward and doesn\u2019t\nhave to break the bank. But it is making sure you have the funds available to\ndo so and that spoiling yourself isn\u2019t a regular occurrence. Needless to say,\nwe always support celebrating (within budget) special occasions and\naccomplishments.<\/p>\n\n\n\n

Worrying\nAbout It Later<\/strong><\/p>\n\n\n\n

Are you keeping track of your spending throughout the month? Do you know how much money you put onto your credit card each month? Not everyone keeps track of what they\u2019re charging to their cards, but by throwing purchases onto your credit card without keeping your budget in mind is what can get you into debt in the first place. This is also the perfect example of when customers need our help. Start your application on a new loan<\/a> to help you get to your next paycheque. Especially if you\u2019re trying to tackle debt, putting purchases on your credit card compared to using cash or debit is what can lead you off track. So come the end of the month and you\u2019re looking at your credit card statement<\/a> and realize how much you\u2019ve actually spent. Next month try and plan your purchases better or even try not to use your credit card for that month and only work with the funds you have available through cash or debit. This can be done by planning your purchases ahead of time. Things like special occasion spending can add up to. So if you know the holidays<\/a> are coming or you have a wedding to attend<\/a>, save your pennies since you know you\u2019re going to need to spend them and start purchasing things in advanced. This will help avoid big surprises on your credit card bill at the end of each month. <\/p>\n\n\n\n

It\u2019s okay to have bad\nspending habits<\/a>. You\u2019re definitely not the only one. But it is knowing how to\nbreak those bad spending habits and make better spending decisions that will\nhave the most impact. These habits can be a variety of things depending on your\nlifestyle and interests. But what bad spending habits can often allude to are\nbad savings habits. And as much as we would all like to spend more instead of\nsave more, saving money should always take precedence. Learn more about us<\/a> and how we\u2019re helping people make better spending\ndecisions. <\/p>\n","protected":false},"excerpt":{"rendered":"

Are you looking for new ways to save more? Are you feeling like you are spending more money than you are making? If so, not to worry, you are not alone. When it comes to our savings, there are a lot of factors that come into play. And one of the big ones is our […]<\/p>\n","protected":false},"author":3,"featured_media":6216,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[9,10,1944,11],"tags":[],"yoast_head":"\r\nHow To Make Better Spending Decisions<\/title>\r\n<meta name=\"description\" content=\"Budget for your loans, living expenses, and any understand how to save for a big purchase or emergency fund.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"How To Make Better Spending Decisions\" \/>\r\n<meta property=\"og:description\" content=\"Budget for your loans, living expenses, and any understand how to save for a big purchase or emergency fund.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/\" \/>\r\n<meta property=\"og:site_name\" content=\"GoDay Cafe\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GoDay.ca\" \/>\r\n<meta property=\"article:published_time\" content=\"2019-05-06T19:00:20+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2021-12-31T20:44:36+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2019\/04\/goday77.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"800\" \/>\r\n\t<meta property=\"og:image:height\" content=\"491\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"GoDay.ca Customer Education Team\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:site\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"GoDay.ca Customer Education Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/\"},\"author\":{\"name\":\"GoDay.ca Customer Education Team\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d\"},\"headline\":\"How To Make Better Spending Decisions\",\"datePublished\":\"2019-05-06T19:00:20+00:00\",\"dateModified\":\"2021-12-31T20:44:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/\"},\"wordCount\":2029,\"commentCount\":7,\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"articleSection\":[\"Life\",\"Money\",\"Payday Loan\",\"Saving\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/\",\"url\":\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/\",\"name\":\"How To Make Better Spending Decisions\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/#website\"},\"datePublished\":\"2019-05-06T19:00:20+00:00\",\"dateModified\":\"2021-12-31T20:44:36+00:00\",\"description\":\"Budget for your loans, living expenses, and any understand how to save for a big purchase or emergency fund.\",\"breadcrumb\":{\"@id\":\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/goday.ca\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How To Make Better Spending Decisions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/goday.ca\/blog\/#website\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"name\":\"GoDay Cafe\",\"description\":\"Finance To Fun, Freshly Brewed.\",\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/goday.ca\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/goday.ca\/blog\/#organization\",\"name\":\"GoDay.ca\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"contentUrl\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"width\":2400,\"height\":1200,\"caption\":\"GoDay.ca\"},\"image\":{\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/GoDay.ca\",\"https:\/\/twitter.com\/GODAYca\",\"https:\/\/ca.linkedin.com\/company\/goday-ca\",\"https:\/\/www.pinterest.ca\/godayloans\/\",\"https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d\",\"name\":\"GoDay.ca Customer Education Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g\",\"caption\":\"GoDay.ca Customer Education Team\"},\"url\":\"https:\/\/goday.ca\/blog\/author\/marcy\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How To Make Better Spending Decisions","description":"Budget for your loans, living expenses, and any understand how to save for a big purchase or emergency fund.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/","og_locale":"en_US","og_type":"article","og_title":"How To Make Better Spending Decisions","og_description":"Budget for your loans, living expenses, and any understand how to save for a big purchase or emergency fund.","og_url":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/","og_site_name":"GoDay Cafe","article_publisher":"https:\/\/www.facebook.com\/GoDay.ca","article_published_time":"2019-05-06T19:00:20+00:00","article_modified_time":"2021-12-31T20:44:36+00:00","og_image":[{"width":800,"height":491,"url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2019\/04\/goday77.png","type":"image\/png"}],"author":"GoDay.ca Customer Education Team","twitter_card":"summary_large_image","twitter_creator":"@GODAYca","twitter_site":"@GODAYca","twitter_misc":{"Written by":"GoDay.ca Customer Education Team","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#article","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/"},"author":{"name":"GoDay.ca Customer Education Team","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d"},"headline":"How To Make Better Spending Decisions","datePublished":"2019-05-06T19:00:20+00:00","dateModified":"2021-12-31T20:44:36+00:00","mainEntityOfPage":{"@id":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/"},"wordCount":2029,"commentCount":7,"publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"articleSection":["Life","Money","Payday Loan","Saving"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/","url":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/","name":"How To Make Better Spending Decisions","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/#website"},"datePublished":"2019-05-06T19:00:20+00:00","dateModified":"2021-12-31T20:44:36+00:00","description":"Budget for your loans, living expenses, and any understand how to save for a big purchase or emergency fund.","breadcrumb":{"@id":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/goday.ca\/blog\/how-to-make-better-spending-decisions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goday.ca\/blog\/"},{"@type":"ListItem","position":2,"name":"How To Make Better Spending Decisions"}]},{"@type":"WebSite","@id":"https:\/\/goday.ca\/blog\/#website","url":"https:\/\/goday.ca\/blog\/","name":"GoDay Cafe","description":"Finance To Fun, Freshly Brewed.","publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goday.ca\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goday.ca\/blog\/#organization","name":"GoDay.ca","url":"https:\/\/goday.ca\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","contentUrl":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","width":2400,"height":1200,"caption":"GoDay.ca"},"image":{"@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GoDay.ca","https:\/\/twitter.com\/GODAYca","https:\/\/ca.linkedin.com\/company\/goday-ca","https:\/\/www.pinterest.ca\/godayloans\/","https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg"]},{"@type":"Person","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/5dd4477e7fa335c98b4ab9e4af1a2c3d","name":"GoDay.ca Customer Education Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/69d0b02c137a893f7f83f4ef3d252a29?s=96&d=identicon&r=g","caption":"GoDay.ca Customer Education Team"},"url":"https:\/\/goday.ca\/blog\/author\/marcy\/"}]}},"jetpack_featured_media_url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2019\/04\/goday77.png","_links":{"self":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/6215"}],"collection":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/comments?post=6215"}],"version-history":[{"count":1,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/6215\/revisions"}],"predecessor-version":[{"id":6596,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/6215\/revisions\/6596"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/media\/6216"}],"wp:attachment":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/media?parent=6215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/categories?post=6215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/tags?post=6215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}