{"id":7123,"date":"2022-01-14T14:34:18","date_gmt":"2022-01-14T19:34:18","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=7123"},"modified":"2022-04-23T00:22:05","modified_gmt":"2022-04-23T04:22:05","slug":"canadian-onlinepaydayloans","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/","title":{"rendered":"Canadian Online Payday Loans: 5 Things You Need to Know"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"600\" height=\"800\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2022\/01\/pexels-nataliya-vaitkevich-4691425-1.jpg\" alt=\"canadian online payday loans\" class=\"wp-image-7125\"\/><\/figure>\n\n\n\n<p>Canadian online payday loans aren\u2019t a new product. However, they can vary greatly between lenders. It is important you understand how they work and the differences between them and other borrowing options.<\/p>\n\n\n\n<p>You\u2019ll also want to know which factors you should consider when you\u2019re deciding where to borrow. Consequently, we\u2019re offering you this information so you can make an informed decision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-1-they-re-meant-for-pressing-needs\">1.&nbsp;&nbsp; They\u2019re Meant for Pressing Needs<\/h2>\n\n\n\n<p>Canadian online payday loans provide a reasonably small amount of money quickly. However, they\u2019re only meant to help you out of a temporary financial pinch. Anyone can find themselves in this situation.<\/p>\n\n\n\n<p>Nonetheless, these loans aren\u2019t intended to constantly provide you with money, because you can\u2019t manage your finances well. They can be a good option if you\u2019re facing a dilemma. If you have money coming in soon, but don\u2019t want to borrow elsewhere, they can provide cash now.<\/p>\n\n\n\n<p>The following are a few situations where Canadian online payday loans might help:<\/p>\n\n\n\n<ul><li>Your vehicle broke down and you need to get it fixed so you can drive to work<\/li><li>You\u2019ve been offered online work, but need a new laptop<\/li><li>An important payment is due before your payday<\/li><li>You need to pay funeral expenses<\/li><li>A close friend or family member came to you and needs financial help immediately.<\/li><\/ul>\n\n\n\n<p>These are just a few situations where Canadian online payday loans might help. However, you may have your own pressing need. The point is that these loans can be a viable solution if you need money quickly for an unexpected expense.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-2-they-don-t-work-like-a-credit-card-or-installment-loan\">2.&nbsp;&nbsp; They Don\u2019t Work Like a Credit Card or Installment Loan<\/h2>\n\n\n\n<p>Canadian <a href=\"https:\/\/goday.ca\/blog\/online-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">online payday loans<\/a> don\u2019t work like other financial products. For instance, they\u2019re not like credit cards that allow you to charge and then make payments on the balance.<\/p>\n\n\n\n<p>Instead, you borrow a set amount and repay it relatively quickly. Your permitted repayment time depends on your province. Usually, it aligns with first payday after your next, full two-week pay cycle. Some regions allow you to extend repayment to a maximum of 62-days.<\/p>\n\n\n\n<p>We mentioned that Canadian online payday loans are for reasonably small amounts. The maximum is $1,500. However, in some regions you may receive less. This is because some provinces limit borrowing to 50% of your net salary. As an example, if your take home pay is $2,000 per month, the lender may only grant you a loan of $1,000. Regions have this limitation to ensure you don\u2019t borrow more than you can afford.<\/p>\n\n\n\n<p>If it is your first payday loan through a company, they may not grant you the full amount either. Once you repay your first loan, you will probably qualify for more.<\/p>\n\n\n\n<p>Canadian online payday loans don\u2019t work the same as installment loans either. Installment loans allow you to pay off your loan through regular, fixed payments. However, very few lenders offer installment loans for small amounts. Almost all demand reasonably good credit too.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-3-canadian-online-payday-loans-offer-fast-cash\">3.&nbsp;&nbsp; Canadian Online Payday Loans Offer Fast Cash<\/h2>\n\n\n\n<p>Undoubtedly, one of the biggest advantages of Canadian <a href=\"https:\/\/goday.ca\/blog\/paydayloans-online\/\" target=\"_blank\" rel=\"noreferrer noopener\">online payday loans<\/a> is speed. You don\u2019t need to take time out of your busy life to visit an office. Everything is handled online.<\/p>\n\n\n\n<p>A good lender makes the process easy too. They\u2019ll ask for your province or territory and immediately provide you with your costs. They shouldn\u2019t ask you for personal information until you decide whether you want to move forward.<\/p>\n\n\n\n<p>If you do, the process should be very fast. A reputable lender will let you know within minutes and provide you with their written terms. If you agree, you can sign your documents digitally. Money should be in your bank account Once signed, the money should be in your bank account within a day. Sometimes you\u2019ll gave the money within an hour.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-you-should-choose-a-licensed-lender\">4.&nbsp;&nbsp; You Should Choose a Licensed Lender<\/h2>\n\n\n\n<p>Many lenders offer Canadian online payday loans, but not all of them are licensed. Licensed lenders are legally required to reveal your interest rate and potential costs upfront. They will ask for your region as fees differ. However, that is the only information you should give them before you give them your personal information.<\/p>\n\n\n\n<p>Other lenders may ask you for personal information and then provide you with their terms. Once they have this data, they could bombard you with emails or even sell your information to marketers.<\/p>\n\n\n\n<p>Besides the transparency requirement, licensed lenders are also restricted by lending laws. These outline how much they can charge you for interest, fees, and penalties. This is not the case with unlicensed lenders.<\/p>\n\n\n\n<p>Unlicensed lenders can charge you very, very high interest rates. The maximum allowable in Canada is 60%. Even though most don\u2019t charge that much, around 40% isn\u2019t unusual.<\/p>\n\n\n\n<p>Penalties and fees can also be costly and some are open-ended. They may be able to continually increase the amount you owe should you fail to meet your loan obligations.<\/p>\n\n\n\n<p>Finally, you have recourse of a licensed lender fails to handle your loan properly. You can contact them for resolution and follow up with a government consumer agency too. They also need to provide you with clear information on their website and within documents.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-5-qualifications-are-straightforward\">5.&nbsp;&nbsp; Qualifications are Straightforward<\/h2>\n\n\n\n<p>Some lenders expect you to apply without understanding their requirements. They may also entice you with promises of near 100% approval. Of course, a responsible lender does neither. These aren\u2019t the behaviours of honest, trustworthy lenders.<\/p>\n\n\n\n<p>Lenders will do an assessment of your financial situation to determine whether you can repay. This may or may not involve a review of your credit score as loan amounts are small.<\/p>\n\n\n\n<p>Should they decide to check, they should use a \u201csoft\u201d credit inquiry. This does not impact your credit score. \u201cHard\u201d inquiries lower your credit score by around 5%. This may not seem like a concern. However, if you are a new borrower or have marginal credit it can make a difference.<\/p>\n\n\n\n<p>A reputable lender will also reveal their requirements. This ensures you won\u2019t waste your time filling out an application.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-canadian-online-payday-loans-through-goday\">Canadian Online Payday Loans Through GoDay<\/h2>\n\n\n\n<p>GoDay has issued Canadian online payday loans since 2012. We are a Canadian company and our customer service representatives live and work here.<\/p>\n\n\n\n<p>See your interest rate and fees of a loan in your region, before you provide us with more information. We also use our own custom scorecard to assess your creditworthiness. If we do decide to check your credit, don\u2019t worry. We use a soft inquiry that does not appear on your credit file.<\/p>\n\n\n\n<p>GoDay is licensed to lend in BC, AB, SK, MB, ON, NB, NS, and PEI. We are also a member of the Canadian Consumer Finance Association, representing Canadian regulated payday loan lenders.<\/p>\n\n\n\n<p>GoDay has an A+ rating with the Better Business Bureau and an \u201cexcellent\u201d rating through TrustPilot. This is based on over 1,400 customer reviews.<\/p>\n\n\n\n<p>Our entire payday loan process happens online. It\u2019s simple and fast. If you\u2019re approved and like our terms, you can sign your loan documents digitally. We may even offer you an installment loan instead.<\/p>\n\n\n\n<p>We strive to have the money in your bank account within an hour. Options include direct bank deposit or Interac\u00ae Email Money Transfer (conditions apply).<\/p>\n\n\n\n<p>We also pride ourselves on our excellent customer service. You\u2019ll find an in-depth Frequently Asked Questions section on our website. You can also contact us through our toll-free number, email, and website support.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"our-requirements\">Our Requirements<\/h2>\n\n\n\n<p>GoDay also wants you to know what we expect from you. We believe there\u2019s no point in wasting your time if you can\u2019t possibly qualify. The following are our basic requirements for our Canadian online payday loans:<\/p>\n\n\n\n<ul><li>Canadian resident<\/li><li>At least 18 years of age<\/li><li>Permanent address<\/li><li>Active account with a Canadian financial institution with recent transactions<\/li><li>Paid regularly through direct deposit<\/li><li>Valid email address<\/li><li>Active cellphone or home telephone number<\/li><\/ul>\n\n\n\n<p>If you want to know more about our Canadian online payday loans, please contact us. You can also start the application process on our <a href=\"https:\/\/goday.ca\/\">website<\/a>. It takes less than 15 minutes to complete our application form.<\/p>\n\n\n\n<p>Let GoDay show you why so many Canadians choose us for their payday loans. We want to add you to our growing client base of happy customers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Canadian online payday loans aren\u2019t a new product. However, they can vary greatly between lenders. It is important you understand how they work and the differences between them and other borrowing options. You\u2019ll also want to know which factors you should consider when you\u2019re deciding where to borrow. Consequently, we\u2019re offering you this information so [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":7125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[9,10,1944],"tags":[1965,793,1081,1148,1414],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Canadian Online Payday Loans: 5 Things You Need to Know<\/title>\r\n<meta name=\"description\" content=\"Canadian online payday loans come in all forms. Discover 5 things about them that can help you sort the good from the bad.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Canadian Online Payday Loans: 5 Things You Need to Know\" \/>\r\n<meta property=\"og:description\" content=\"Canadian online payday loans come in all forms. Discover 5 things about them that can help you sort the good from the bad.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/\" \/>\r\n<meta property=\"og:site_name\" content=\"GoDay Cafe\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GoDay.ca\" \/>\r\n<meta property=\"article:published_time\" content=\"2022-01-14T19:34:18+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2022-04-23T04:22:05+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2022\/01\/pexels-nataliya-vaitkevich-4691425-1.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"600\" \/>\r\n\t<meta property=\"og:image:height\" content=\"800\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Charlene Royston\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:site\" content=\"@GODAYca\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Charlene Royston\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/\"},\"author\":{\"name\":\"Charlene Royston\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/f50f36d92f8d237bf92c9cd4658f1a31\"},\"headline\":\"Canadian Online Payday Loans: 5 Things You Need to Know\",\"datePublished\":\"2022-01-14T19:34:18+00:00\",\"dateModified\":\"2022-04-23T04:22:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/\"},\"wordCount\":1394,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"keywords\":[\"canadian online payday loans\",\"Finance\",\"Loan\",\"Money\",\"Payday Loan\"],\"articleSection\":[\"Life\",\"Money\",\"Payday Loan\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/\",\"url\":\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/\",\"name\":\"Canadian Online Payday Loans: 5 Things You Need to Know\",\"isPartOf\":{\"@id\":\"https:\/\/goday.ca\/blog\/#website\"},\"datePublished\":\"2022-01-14T19:34:18+00:00\",\"dateModified\":\"2022-04-23T04:22:05+00:00\",\"description\":\"Canadian online payday loans come in all forms. Discover 5 things about them that can help you sort the good from the bad.\",\"breadcrumb\":{\"@id\":\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/goday.ca\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Canadian Online Payday Loans: 5 Things You Need to Know\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/goday.ca\/blog\/#website\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"name\":\"GoDay Cafe\",\"description\":\"Finance To Fun, Freshly Brewed.\",\"publisher\":{\"@id\":\"https:\/\/goday.ca\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/goday.ca\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/goday.ca\/blog\/#organization\",\"name\":\"GoDay.ca\",\"url\":\"https:\/\/goday.ca\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"contentUrl\":\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg\",\"width\":2400,\"height\":1200,\"caption\":\"GoDay.ca\"},\"image\":{\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/GoDay.ca\",\"https:\/\/twitter.com\/GODAYca\",\"https:\/\/ca.linkedin.com\/company\/goday-ca\",\"https:\/\/www.pinterest.ca\/godayloans\/\",\"https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/f50f36d92f8d237bf92c9cd4658f1a31\",\"name\":\"Charlene Royston\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6cd25dbdb9a3838e215a6bec838b5841?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6cd25dbdb9a3838e215a6bec838b5841?s=96&d=identicon&r=g\",\"caption\":\"Charlene Royston\"},\"url\":\"https:\/\/goday.ca\/blog\/author\/charlene\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Canadian Online Payday Loans: 5 Things You Need to Know","description":"Canadian online payday loans come in all forms. Discover 5 things about them that can help you sort the good from the bad.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/","og_locale":"en_US","og_type":"article","og_title":"Canadian Online Payday Loans: 5 Things You Need to Know","og_description":"Canadian online payday loans come in all forms. Discover 5 things about them that can help you sort the good from the bad.","og_url":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/","og_site_name":"GoDay Cafe","article_publisher":"https:\/\/www.facebook.com\/GoDay.ca","article_published_time":"2022-01-14T19:34:18+00:00","article_modified_time":"2022-04-23T04:22:05+00:00","og_image":[{"width":600,"height":800,"url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2022\/01\/pexels-nataliya-vaitkevich-4691425-1.jpg","type":"image\/jpeg"}],"author":"Charlene Royston","twitter_card":"summary_large_image","twitter_creator":"@GODAYca","twitter_site":"@GODAYca","twitter_misc":{"Written by":"Charlene Royston","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#article","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/"},"author":{"name":"Charlene Royston","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/f50f36d92f8d237bf92c9cd4658f1a31"},"headline":"Canadian Online Payday Loans: 5 Things You Need to Know","datePublished":"2022-01-14T19:34:18+00:00","dateModified":"2022-04-23T04:22:05+00:00","mainEntityOfPage":{"@id":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/"},"wordCount":1394,"commentCount":0,"publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"keywords":["canadian online payday loans","Finance","Loan","Money","Payday Loan"],"articleSection":["Life","Money","Payday Loan"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/","url":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/","name":"Canadian Online Payday Loans: 5 Things You Need to Know","isPartOf":{"@id":"https:\/\/goday.ca\/blog\/#website"},"datePublished":"2022-01-14T19:34:18+00:00","dateModified":"2022-04-23T04:22:05+00:00","description":"Canadian online payday loans come in all forms. Discover 5 things about them that can help you sort the good from the bad.","breadcrumb":{"@id":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/goday.ca\/blog\/canadian-onlinepaydayloans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goday.ca\/blog\/"},{"@type":"ListItem","position":2,"name":"Canadian Online Payday Loans: 5 Things You Need to Know"}]},{"@type":"WebSite","@id":"https:\/\/goday.ca\/blog\/#website","url":"https:\/\/goday.ca\/blog\/","name":"GoDay Cafe","description":"Finance To Fun, Freshly Brewed.","publisher":{"@id":"https:\/\/goday.ca\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goday.ca\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goday.ca\/blog\/#organization","name":"GoDay.ca","url":"https:\/\/goday.ca\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","contentUrl":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2021\/09\/GoDay_Logo_Tag.jpg","width":2400,"height":1200,"caption":"GoDay.ca"},"image":{"@id":"https:\/\/goday.ca\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GoDay.ca","https:\/\/twitter.com\/GODAYca","https:\/\/ca.linkedin.com\/company\/goday-ca","https:\/\/www.pinterest.ca\/godayloans\/","https:\/\/www.youtube.com\/channel\/UCqy447Kb_NsSjE8VxgkJjpg"]},{"@type":"Person","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/f50f36d92f8d237bf92c9cd4658f1a31","name":"Charlene Royston","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goday.ca\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6cd25dbdb9a3838e215a6bec838b5841?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6cd25dbdb9a3838e215a6bec838b5841?s=96&d=identicon&r=g","caption":"Charlene Royston"},"url":"https:\/\/goday.ca\/blog\/author\/charlene\/"}]}},"jetpack_featured_media_url":"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2022\/01\/pexels-nataliya-vaitkevich-4691425-1.jpg","_links":{"self":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/7123"}],"collection":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/comments?post=7123"}],"version-history":[{"count":3,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/7123\/revisions"}],"predecessor-version":[{"id":7173,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/posts\/7123\/revisions\/7173"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/media\/7125"}],"wp:attachment":[{"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/media?parent=7123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/categories?post=7123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goday.ca\/blog\/wp-json\/wp\/v2\/tags?post=7123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}