{"id":7866,"date":"2024-10-25T11:56:00","date_gmt":"2024-10-25T15:56:00","guid":{"rendered":"https:\/\/goday.ca\/blog\/?p=7866"},"modified":"2026-10-09T12:26:03","modified_gmt":"2026-10-09T16:26:03","slug":"your-guide-to-old-age-pension-in-canada","status":"publish","type":"post","link":"https:\/\/goday.ca\/blog\/your-guide-to-old-age-pension-in-canada\/","title":{"rendered":"Old Age Security (OAS) in Canada: Payment Dates, Amounts, Clawback and Eligibility"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/old-age-security-oas-canada-guide-1024x576.jpg\" alt=\"Senior couple at a kitchen table reviewing a bank deposit on a tablet beside a paper calendar, under the title Old Age Security in Canada\" class=\"wp-image-11146\" srcset=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/old-age-security-oas-canada-guide-1024x576.jpg 1024w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/old-age-security-oas-canada-guide-300x169.jpg 300w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/old-age-security-oas-canada-guide-768x432.jpg 768w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/old-age-security-oas-canada-guide-1536x864.jpg 1536w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/old-age-security-oas-canada-guide-2048x1152.jpg 2048w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/old-age-security-oas-canada-guide-730x410.jpg 730w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaways\">Key Takeaways<\/h2>\n\n\n\n<ul>\n<li>Old Age Security (OAS) is a monthly federal pension for people aged 65 and older who have lived in Canada for at least 10 years after turning 18. You don&#8217;t need to have worked to receive it.<\/li>\n\n\n\n<li>OAS is paid near the end of each month. The remaining 2026 payment dates are October 28, November 26, and December 22.<\/li>\n\n\n\n<li>For July to September 2026, the maximum monthly OAS pension is $751.97 at ages 65 to 74 and $827.17 at 75 and over. Amounts are reviewed every quarter and never go down.<\/li>\n\n\n\n<li>The clawback, officially the OAS recovery tax, takes back 15% of your net income above $93,454 for 2025 income, and the full pension is recovered at about $152,062 for ages 65 to 74.<\/li>\n\n\n\n<li>Most people are enrolled automatically and receive a letter around their 64th birthday. Delaying OAS past 65 raises the payment by 0.6% a month, up to 36% at age 70.<\/li>\n<\/ul>\n\n\n\n<p>Old Age Security is a monthly pension that the Government of Canada pays to people aged 65 and older who meet its residence requirements. It&#8217;s funded from general tax revenue rather than from payroll contributions, so your work history doesn&#8217;t affect whether you qualify. For many retirees, OAS and the Canada Pension Plan (CPP) together form the base of their monthly income.<\/p>\n\n\n\n<p>The questions people ask most about OAS are practical: when does the money arrive, how much is it, and will the government take some of it back? This guide answers each one with the current figures from canada.ca, then covers eligibility, the Guaranteed Income Supplement, taxes, and what to know if you&#8217;re managing a tight month on pension income.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-oas-payment-dates-for-2026\">OAS Payment Dates for 2026<\/h2>\n\n\n\n<p>OAS is deposited once a month, near the end of the month, on the same date as CPP. The dates below come from the Government of Canada&#8217;s <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/calendar.html\" class=\"broken_link\">benefits payment dates calendar<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"table table-hover\"><tbody><tr><td><strong>Month<\/strong><\/td><td><strong>OAS payment date<\/strong><\/td><\/tr><tr><td>January<\/td><td>January 28, 2026<\/td><\/tr><tr><td>February<\/td><td>February 25, 2026<\/td><\/tr><tr><td>March<\/td><td>March 27, 2026<\/td><\/tr><tr><td>April<\/td><td>April 28, 2026<\/td><\/tr><tr><td>May<\/td><td>May 27, 2026<\/td><\/tr><tr><td>June<\/td><td>June 26, 2026<\/td><\/tr><tr><td>July<\/td><td>July 29, 2026<\/td><\/tr><tr><td>August<\/td><td>August 27, 2026<\/td><\/tr><tr><td>September<\/td><td>September 25, 2026<\/td><\/tr><tr><td>October<\/td><td>October 28, 2026<\/td><\/tr><tr><td>November<\/td><td>November 26, 2026<\/td><\/tr><tr><td>December<\/td><td>December 22, 2026<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>December&#8217;s payment comes earlier than the others so it lands before the holidays. If you receive the Guaranteed Income Supplement, it&#8217;s paid together with your OAS pension on the same date. If you get paper cheques rather than direct deposit, they&#8217;re mailed during the last three business days of each month, so they can arrive a few days after the deposit date. Our guide to <a href=\"https:\/\/goday.ca\/blog\/what-to-know-about-cpp-payments\/\">CPP payment dates<\/a> covers the CPP side of the calendar, and our post on <a href=\"https:\/\/goday.ca\/blog\/what-to-know-about-government-cheques-in-canada\/\">government cheques in Canada<\/a> explains the other federal payments that arrive by mail or deposit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-much-is-oas-in-canada\">How Much Is OAS in Canada?<\/h2>\n\n\n\n<p>Your OAS amount depends on three things: your age, how long you&#8217;ve lived in Canada after age 18, and your income. The Government of Canada publishes the maximums each quarter on its <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/old-age-security\/payments.html\" class=\"broken_link\">Old Age Security payment amounts page<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"table table-hover\"><tbody><tr><td><strong>Benefit, July to September 2026<\/strong><\/td><td><strong>Income limit<\/strong><\/td><td><strong>Maximum monthly payment<\/strong><\/td><\/tr><tr><td>OAS pension, age 65 to 74<\/td><td>Net world income in 2025 under $152,062<\/td><td>Up to $751.97<\/td><\/tr><tr><td>OAS pension, age 75 and over<\/td><td>Net world income in 2025 under $157,923<\/td><td>Up to $827.17<\/td><\/tr><tr><td>Guaranteed Income Supplement, single, widowed, or divorced<\/td><td>Annual income under $22,800, not counting the OAS pension<\/td><td>Up to $1,123.17<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The pension at 75 and over is higher because of a permanent 10% increase for seniors in that age group that took effect in July 2022.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-oas-amounts-change-each-quarter\">How OAS Amounts Change Each Quarter<\/h3>\n\n\n\n<p>OAS is reviewed every January, April, July, and October and adjusted to the Consumer Price Index. Payments go up when the cost of living rises and don&#8217;t go down when it falls. The Government of Canada has announced a 1.4% increase for October to December 2026, for a 3.0% rise over the past year.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-full-vs-partial-pension\">Full vs Partial Pension<\/h3>\n\n\n\n<p>The maximums above are for a full pension, which generally requires 40 years of residence in Canada after age 18. Some older applicants qualify for a full pension with fewer years under transitional rules, and Service Canada can confirm which rules apply to you. If you&#8217;ve lived in Canada for at least 10 years but less than 40, you receive a partial pension, calculated as 1\/40th of the full amount for each year of residence. For example, 25 years of residence gives 25\/40 of the full pension. The government&#8217;s OAS Benefits Estimator shows your own figure.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/oas-payment-dates-amounts-2026-infographic-1024x576.jpg\" alt=\"Infographic showing the remaining 2026 Old Age Security payment dates, the maximum monthly amounts by age, and the recovery tax threshold\" class=\"wp-image-11145\" srcset=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/oas-payment-dates-amounts-2026-infographic-1024x576.jpg 1024w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/oas-payment-dates-amounts-2026-infographic-300x169.jpg 300w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/oas-payment-dates-amounts-2026-infographic-768x432.jpg 768w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/oas-payment-dates-amounts-2026-infographic-1536x864.jpg 1536w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/oas-payment-dates-amounts-2026-infographic-2048x1152.jpg 2048w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/oas-payment-dates-amounts-2026-infographic-730x410.jpg 730w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">What Is the OAS Clawback?<\/h2>\n\n\n\n<p>The OAS clawback is the everyday name for the OAS pension recovery tax. If your net income for the year is above a threshold, your tax return calculates a repayment of 15% of the amount over that threshold, up to the OAS you received. That income also sets a recovery tax withheld from future monthly OAS payments, which is credited against the tax you owe for the year it&#8217;s withheld. The thresholds published by the Government of Canada are:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"table table-hover\"><tbody><tr><td><strong>Recovery period<\/strong><\/td><td><strong>Based on income in<\/strong><\/td><td><strong>Clawback starts above<\/strong><\/td><td><strong>Full pension recovered at, age 65 to 74<\/strong><\/td><td><strong>Full pension recovered at, age 75 and over<\/strong><\/td><\/tr><tr><td>July 2026 to June 2027<\/td><td>2025<\/td><td>$93,454<\/td><td>$152,062<\/td><td>$157,923<\/td><\/tr><tr><td>July 2027 to June 2028<\/td><td>2026<\/td><td>$95,323<\/td><td>About $155,109 (estimate)<\/td><td>About $161,088 (estimate)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The Government of Canada&#8217;s page on <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/old-age-security\/repayment.html\" class=\"broken_link\">repaying the OAS pension<\/a> gives an example. With 2025 net income of $100,000, the amount over the threshold is $6,546, so the repayment is 15% of that, or $981.90, reported on your 2025 tax return. The same calculation sets a recovery tax of about $82 a month, deducted from OAS payments starting in July 2026, which you claim on your return for the year it&#8217;s withheld.<\/p>\n\n\n\n<p>The Guaranteed Income Supplement is income-tested separately and isn&#8217;t taxable, and it stops at incomes far below the clawback threshold.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ways to Reduce the Clawback<\/h3>\n\n\n\n<p>Because the clawback is based on net income, anything that lowers net income can reduce it. Common approaches include splitting eligible pension income with a spouse or common-law partner on your tax return, timing withdrawals from a registered retirement savings plan (RRSP) or registered retirement income fund (RRIF), and drawing on a tax-free savings account (TFSA) instead, since TFSA withdrawals don&#8217;t count as income. Delaying OAS can also help if you expect your income to fall in later years. A tax professional can tell you which of these fits your situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who Is Eligible for OAS?<\/h2>\n\n\n\n<p>According to the Government of Canada&#8217;s <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/old-age-security\/eligibility.html\" class=\"broken_link\">OAS eligibility rules<\/a>, you qualify if you:<\/p>\n\n\n\n<ul>\n<li>Are 65 or older.<\/li>\n\n\n\n<li>Are a Canadian citizen or legal resident when your application is approved if you live in Canada, or were one on the day before you left Canada if you live abroad.<\/li>\n\n\n\n<li>Have lived in Canada for at least 10 years since age 18, if you live in Canada, or at least 20 years if you live outside Canada.<\/li>\n<\/ul>\n\n\n\n<p>Employment doesn&#8217;t affect eligibility, so you can receive OAS whether you&#8217;re still working or never worked at all. You do need to file a tax return every year, because your return is what the government uses to confirm your income and calculate any recovery tax.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Do You Need to Apply for OAS?<\/h2>\n\n\n\n<p>Most people don&#8217;t. If Service Canada already has your information, you&#8217;ll receive an enrolment letter around your 64th birthday telling you that you&#8217;ve been enrolled automatically. If you don&#8217;t get a letter, contact Service Canada to find out whether you need to apply. If the letter has wrong information, if Service Canada asks you to apply, or if you want to delay your start date, you can <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/old-age-security\/apply.html\" class=\"broken_link\">apply or delay your start date<\/a> through My Service Canada Account if you&#8217;re eligible to apply online, or by mail. If you&#8217;ve already applied and chosen a start date, contact Service Canada to change it.<\/p>\n\n\n\n<p>Your first payment arrives the month after you turn 65, or on the later start date you chose. If you&#8217;re already past 65 when you apply, you may be able to receive up to 11 months of retroactive payments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Should You Delay Your OAS Pension?<\/h2>\n\n\n\n<p>You can start OAS at any point between 65 and 70. For each month you wait after 65, your payment rises by 0.6%, which works out to 7.2% a year and up to 36% more at age 70, according to the Government of Canada&#8217;s guidance on <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/old-age-security\/when-start.html\" class=\"broken_link\">when to start your OAS pension<\/a>.<\/p>\n\n\n\n<p>Delaying isn&#8217;t always worth it. The government points out that there&#8217;s no benefit to waiting if you&#8217;re eligible for the Guaranteed Income Supplement, because you can&#8217;t receive the GIS without the OAS pension, and GIS amounts don&#8217;t increase when you delay. Your health, your other income, and whether you&#8217;ll be above the clawback threshold in your late 60s all factor into the choice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is OAS Taxable?<\/h2>\n\n\n\n<p>Yes. The OAS pension counts as taxable income, but tax isn&#8217;t deducted automatically. If you don&#8217;t ask for monthly deductions, you may owe tax when you file your return. You can ask Service Canada to deduct federal tax from each payment, a step explained on the government&#8217;s page about <a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/publicpensions\/old-age-security\/while-receiving.html\" class=\"broken_link\">receiving your OAS pension<\/a>. The Guaranteed Income Supplement, the Allowance, and the Allowance for the Survivor aren&#8217;t taxable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What to Do If Your OAS Payment Is Late<\/h2>\n\n\n\n<p>Payments are issued on the scheduled dates but can take a few days to arrive, and the government asks recipients to wait 5 to 10 business days before contacting the program. If a deposit still hasn&#8217;t arrived, check with your bank first, since a changed or closed account can stop a deposit. Then confirm your banking and address details in My Service Canada Account. If the payment is still missing, call Service Canada at 1-800-277-9914. Keeping direct deposit up to date avoids the mail delays that affect cheques near the end of the month.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Borrowing When Your Income Comes From OAS and CPP<\/h2>\n\n\n\n<p>Pension income arrives once a month, and expenses don&#8217;t always wait for it. A dental bill, a furnace repair, or a prescription that isn&#8217;t covered can land a week before the deposit. Before borrowing, check the lower-cost options: ask the provider for a payment plan, use overdraft protection or a line of credit if you have one, and confirm that you&#8217;re receiving every benefit you qualify for, including the GIS and the <a href=\"https:\/\/goday.ca\/blog\/everything-to-know-about-the-gst-hst-rebate-in-canada\/\">GST\/HST credit<\/a>, now paid as the Canada Groceries and Essentials Benefit.<\/p>\n\n\n\n<p>If you still need to cover a gap until your next deposit, GoDay considers income from Old Age Security, the Canada Pension Plan, and private pensions when you apply, subject to its lending criteria. Its <a href=\"https:\/\/goday.ca\/loan-types\/pension\">pension loans<\/a> are payday loans based on pension income, and some applicants qualify for an installment loan with several scheduled payments instead. Before signing, check the repayment dates and amounts in your loan agreement against your expected pension deposits.<\/p>\n\n\n\n<p>Three points to weigh before you borrow on pension income:<\/p>\n\n\n\n<ul>\n<li><strong>Check what each repayment leaves you.<\/strong> Subtract the repayment from your next OAS and CPP deposits and make sure rent, medication, and utilities are still covered.<\/li>\n\n\n\n<li><strong>Borrow only the gap.<\/strong> A short-term loan costs more than most other credit, so borrow the smallest amount that covers the expense.<\/li>\n\n\n\n<li><strong>Watch for scams aimed at seniors.<\/strong> Treat any request to send money to secure a loan, especially with a promise of guaranteed approval, as a warning sign, and check the lender with your provincial regulator first.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/pension-income-budget-planning-seniors-1024x576.jpg\" alt=\"Retired man at a desk comparing his monthly pension deposits with a list of household bills, with the headline Planning Around Your Pension Dates\" class=\"wp-image-11144\" srcset=\"https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/pension-income-budget-planning-seniors-1024x576.jpg 1024w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/pension-income-budget-planning-seniors-300x169.jpg 300w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/pension-income-budget-planning-seniors-768x432.jpg 768w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/pension-income-budget-planning-seniors-1536x864.jpg 1536w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/pension-income-budget-planning-seniors-2048x1152.jpg 2048w, https:\/\/goday.ca\/blog\/wp-content\/uploads\/2024\/10\/pension-income-budget-planning-seniors-730x410.jpg 730w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">How to Review Your Pension Income Loan Options With GoDay<\/h2>\n\n\n\n<p>GoDay has worked with Canadians whose income comes from Old Age Security, the Canada Pension Plan, and private pensions since 2012, as one of the <a href=\"https:\/\/goday.ca\/\">online loans for pensioners<\/a> available across Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, Nova Scotia, New Brunswick, and Prince Edward Island. When an expense arrives before your pension deposit, you can look at a personal or installment loan as an option to bridge the gap. To see what you qualify for, you can <a href=\"https:\/\/goday.ca\/w\/LoanApplicationForNew.aspx\" class=\"broken_link\">apply for a loan online<\/a> in about five minutes, or read <a href=\"https:\/\/goday.ca\/how-it-works\">how GoDay works<\/a> first. If you&#8217;d rather talk it through, <a href=\"https:\/\/goday.ca\/contact\">contact GoDay<\/a> at 888-984-6329, seven days a week except Christmas Day.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">When is OAS paid this month?<\/h3>\n\n\n\n<p>OAS is paid near the end of each month, on the same day as CPP. The remaining 2026 dates are October 28, November 26, and December 22. December&#8217;s payment comes early so it arrives before the holidays. Payments are issued on those dates but can take a few days to arrive. Paper cheques are mailed during the last three business days of the month, so they can take a few extra days to arrive. The full year&#8217;s calendar is published on canada.ca.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much is the OAS pension in 2026?<\/h3>\n\n\n\n<p>For July to September 2026, the maximum monthly OAS pension is $751.97 if you&#8217;re 65 to 74 and $827.17 if you&#8217;re 75 or older. Those maximums apply to a full pension, which generally requires 40 years of residence in Canada after age 18. The amounts are adjusted every quarter for inflation, and the government has announced a 1.4% increase for October to December 2026. Your own amount depends on your residence history and income.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is the OAS clawback threshold?<\/h3>\n\n\n\n<p>For the July 2026 to June 2027 period, the clawback starts when your 2025 net world income is above $93,454. You repay 15% of every dollar over that amount, deducted from your monthly OAS payments. The full pension is recovered at about $152,062 of income for people aged 65 to 74 and $157,923 for people 75 and over. For income earned in 2026, the starting threshold is $95,323.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Do I have to apply for Old Age Security?<\/h3>\n\n\n\n<p>Often you don&#8217;t. Service Canada automatically enrols many people and sends an enrolment letter around the 64th birthday. If no letter arrives, contact Service Canada to find out whether you need to apply. You can apply or request a delay through My Service Canada Account or by mail, and if you&#8217;ve already chosen a start date, contact Service Canada to change it. If you&#8217;re already over 65, you may qualify for up to 11 months of retroactive payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I get a loan if my income is from OAS and CPP?<\/h3>\n\n\n\n<p>Some lenders accept pension income. GoDay considers income from Old Age Security, the Canada Pension Plan, and private pensions when reviewing an application, subject to its lending criteria, and you need a Canadian bank account where the pension is deposited. Approval isn&#8217;t guaranteed. Before borrowing, check whether a payment plan, overdraft, or line of credit costs less, and make sure each repayment still leaves enough for rent, medication, and utilities after your next deposit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Old Age Security is a monthly pension that the Government of Canada pays to people aged 65 and older who meet its residence requirements. It&#8217;s funded from general tax revenue rather than from payroll contributions, so your work history doesn&#8217;t affect whether you qualify. For many retirees, OAS and the Canada Pension Plan [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":11146,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v20.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>OAS Payment Dates 2026, Amounts, Clawback &amp; Eligibility<\/title>\r\n<meta name=\"description\" content=\"2026 OAS payment dates, current maximum amounts, the clawback threshold, who qualifies, and how the GIS and taxes work.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/goday.ca\/blog\/your-guide-to-old-age-pension-in-canada\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" 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