Managing your finances in today’s fast-paced world can feel overwhelming, but technology has made things easier. With the right personal finance app, Canadians can budget smarter, save efficiently, invest wisely, and precisely track their financial goals. Whether you’re looking to create a budget for your family, tackle debt repayment planning, or keep better tabs on […]

Raising a family in Canada comes with its own set of challenges, especially when it comes to financial stability. Fortunately, there are numerous resources available to alleviate some of these pressures. One of the most significant supports available is the Canada Child Benefit (CCB), a tax-free monthly payment designed to assist families raising children under […]

Managing your finances effectively in Canada often involves leveraging government programs to ease financial pressures. The GST/HST rebate is a valuable tool to help low – and moderate-income households offset the burden of sales taxes. Understanding how this rebate works, who qualifies, and how to maximize its benefits is essential for anyone looking to navigate […]

Minimum wage is a critical factor in determining the financial security of many Canadians, especially those working in entry-level or low-paying jobs. It sets the baseline for how much workers are compensated for their labour and plays a significant role in shaping the country’s economic landscape. Across Canada, the minimum wage varies from province to […]

In Canada, government cheques are essential financial tools that support individuals and families in various forms. These cheques include multiple benefits, from pension payments to tax refunds. At GoDay, we understand the importance of being aware of cheque dates, as these payment schedules often determine when you may need additional assistance. Whether you’re planning for […]

Navigating the Canadian Pension Plan (CPP) can be a key part of retirement planning for Canadians, and understanding the ins and outs of CPP payments is essential for financial stability. With a solid grasp of CPP, you can make well-informed decisions that support both immediate financial needs and long-term goals. While we provide online loans […]

Getting approved for a personal loan can be challenging and often stressful for Canadians with poor or limited credit history. Many traditional lenders rely heavily on credit scores to assess risk, meaning those with lower scores usually face rejections or high-interest terms. However, there are alternatives specifically designed to support individuals with bad credit, including […]

As retirement approaches, understanding the financial resources available to you becomes crucial. The Old Age Security (OAS) pension is a key component of retirement planning for many Canadians. This government-funded program provides financial support to seniors, ensuring they have a basic income level in their later years.  At GoDay, we aim to ensure Canadians are […]

Two major credit reporting agencies stand out when you want to understand your credit health in Canada: Equifax and TransUnion. These companies play a crucial role in compiling and reporting your credit history, which affects your ability to secure loans, credit cards, and even rental agreements. However, many people are puzzled by the differences between […]

Goods and Services Tax (GST) is integral to the Canadian tax system, impacting consumers, businesses, and government revenues. Introduced in 1991, GST is a federal sales tax applied to most goods and services sold in Canada.  Alongside GST, some provinces also levy the Harmonized Sales Tax (HST), which combines the provincial sales tax (PST) with […]