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Month: March 2016

Five Reasons You’re Unsuccessful At Saving

March 28, 2016 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Do you wish you were able to save more money? Us too! If the option to save more is available, everyone would say yes. But it’s a lot easier said than done when it comes to saving. But when it comes to saving money, everyone can always be improving on their money managing skills, that’s […]

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Don’t Let Expensive Dates Get You Into Debt

March 21, 2016September 4, 2020 GoDay.ca Customer Education Team Leave a comment Food & Drink, Life, Money

Whether it’s a first date or an anniversary date, going out can be pricey. So instead of worrying about the bill, there are some key things you can do to budget for date night. That’s why we have thought of all the things you should look for when getting ready to go out to make […]

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Favourite Finance Reads

March 17, 2016 GoDay.ca Customer Education Team Leave a comment Life, Money

Looking for a new book to read? There are plenty of personal finance books to choose from, whether you’re looking to save, invest, or learn new money tips. Depending on what kind of financial advice you are looking for, there is definitely a book out there for you; which is why we have created a […]

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Frugal Family Trip Ideas

March 10, 2016September 4, 2020 GoDay.ca Customer Education Team Leave a comment Holiday's & Events, Life, Money, Travel

With March Break just around the corner, what are your plans for the week? Travelling? Day Trips? Spending time at home? With the Canadian dollar being low right now, it makes it that much more difficult for international travel. This is why we’ve created a guide for frugal family trips to stay on budget, not […]

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Tips On Managing A Successful Budget- Part Two

March 7, 2016September 4, 2020 GoDay.ca Customer Education Team Leave a comment Life, Money

We’ve already brought you part one of how to get started managing a successful budget, we are now giving you part two to add more tips to that list. We’re all about smart money here at GoDay, so we have come up with a few more tips to help you manage a successful budget. Thirty […]

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Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

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British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.

Renewal Policy: We do not automatically renew payday loans.

VerisignBBBCanadian Consumer Finance Association