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Month: July 2020

How to Give Without Blowing your Budget

July 27, 2020July 27, 2020 GoDay.ca Customer Education Team Leave a comment Money, Saving

There is a lot going on in the world around us. Making us want to do our part, and contribute where we can to the causes we believe in. However, this can seem challenging, daunting, and even leave us feeling guilty, when we just don’t have the spare dollars to put into the causes we […]

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How to Save on Your Grocery Bill

July 6, 2020July 10, 2020 GoDay.ca Customer Education Team Leave a comment Food & Drink, Saving

Groceries are a necessity. You don’t need us to tell you that you need food to survive and keep healthy. However, we often are sinking a ton of money into this “necessity” without even realizing it. We may be overlooking how much of our money is going towards groceries because it’s a “need” not a […]

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© 2018 GoDay Inc. Made in Canada. Operated in Canada.

Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

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British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.

Renewal Policy: We do not automatically renew payday loans.

VerisignBBBCanadian Consumer Finance Association