We’ve all been guilty of being sucked into a sale. We check our emails and almost on a daily basis you’ll see email after email promoting an exclusive sale, limited time, shop now or forever hold your peace. It’s easy for these sales to suck us in. To make us feel like we’re missing out […]
Payday loans or short-term loans are usually a small value loan that’s taken out for a short time, typically until your next payday. A payday loan can be a great way to get cash quick, and with very little red tape, in order to make ends meet when you’re in a pinch. Payday loans are […]
Owning a home can be extremely expensive and an endless bill that you sometimes can feel like you can’t get ahead of. Expenses of owning a home go far beyond just your mortgage payments, and you likely don’t need us to tell you that. Whether it’s hydro and water bills, general day-to-day maintenance, or anything […]
There is a lot going on in the world around us. Making us want to do our part, and contribute where we can to the causes we believe in. However, this can seem challenging, daunting, and even leave us feeling guilty, when we just don’t have the spare dollars to put into the causes we […]
Groceries are a necessity. You don’t need us to tell you that you need food to survive and keep healthy. However, we often are sinking a ton of money into this “necessity” without even realizing it. We may be overlooking how much of our money is going towards groceries because it’s a “need” not a […]
Here at GoDay, we are strong believers of building your savings. Savings are so important. Whether you are saving for an unexpected roadbump in life, a dream vacation, to buy your dream home, or to send your kids (or yourself) off to post-secondary education, savings can help you achieve the things in life you want. […]
We all make bad financial decisions, or sometimes, we just put off thinking about our finances. We swipe our credit card, and don’t really look at our statements at all, or until it’s too late. It can be easy to forget about our finances and put off getting them in order or talking to a […]
This summer is going to likely look a lot different than we’re used to. With COVID taking over, and physical distancing guidelines enforced for the foreseeable future, it feels like summer is miles away even though it starts in just a few short weeks. Even though summer may look a bit different in terms of […]
Life is a rollercoaster ride that is filled with ups and downs that you can’t always or ever anticipate. Being prepared for these unexpected events in your life can be challenging. When you don’t know what you are anticipating, how do you know how to be prepared? You’ve heard it here before, an emergency fund […]
Your health is arguably one of the most important things. Without good health, you wouldn’t be able to live the life that you want to lead. Staying healthy, however, can also wreak havoc on your bank account. Lots of people think that having to buy healthy foods, versus takeout, or buying memberships to bougie yoga […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
