Your health is arguably one of the most important things. Without good health, you wouldn’t be able to live the life that you want to lead. Staying healthy, however, can also wreak havoc on your bank account. Lots of people think that having to buy healthy foods, versus takeout, or buying memberships to bougie yoga […]
Payday loan or short-term loan, no matter what you like to call it, we understand that you have options when it comes to your finances. And when it comes to looking for a payday or short-term loan, look no further. Payday loans from GoDay are the simple, smart and secure way to get the cash […]
Tax season is here and we’re either busy getting all our ducks in a row, or we’re putting it off to the very last possible day to submit. No matter what type of person you are, having some valuable tips to get you on the right foot for tax season didn’t hurt anybody. Frequently Asked […]
We’re always looking for ways to help save you money and sometimes that means helping you start fresh or even find everyday ways to spend less. And we know that getting your finances in order can be tricky. It’s never as simple as we want it to be. But there are common mistakes we can […]
Food can be one of the easiest categories in your budget that you overspend in. Whether you’re eating out, grabbing a morning coffee, or just not being smart when purchasing groceries. The cost of food adds up quick, and even though it’s a necessity for survival, it shouldn’t be making you go broke. Meal planning […]
When it comes to money, it’s easier to track your own finances than someone else’s. So when you’re at the point in your relationship or marriage that you have joint bank accounts and payments, you need to readjust when it comes to your financial literacy. You’re no longer thinking of just your finances, but also […]
Even though they say money can’t buy happiness, it’s hard to think otherwise when everything you feel you want to do and need in life has a dollar sign in front of it. But putting your money to work for you can put you on the path to be financially independent, to meet the savings […]
Saving money is important. You don’t need us to tell you that. Whether you are saving for a new house, car, a dream vacation, retirement, or to send your kids off to college for the first time. Saving the money you make helps set you up for the future you want and the life that […]
When it comes to making New Year’s resolutions, do you take your finances into consideration? If not- you should. Setting goals around your money and finances are more common than you would think. It doesn’t have to be something drastic either, but things like set a budget for yourself, learning how to invest or investing […]
We all make bad financial decisions. We’ve all overspent one month, splurged and bought that thing we always wanted and didn’t need, got ourselves too far deep and had to dig ourselves out. You know the feeling. However, trying to prepare and avoid these money mistakes is easier than one may think. Sure, the unexpected […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
