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Author: GoDay.ca Customer Education Team

Common Money Mistakes & How To Fix Them

December 4, 2019December 4, 2019 GoDay.ca Customer Education Team Leave a comment Money, Saving

We all make bad financial decisions. We’ve all overspent one month, splurged and bought that thing we always wanted and didn’t need, got ourselves too far deep and had to dig ourselves out. You know the feeling. However, trying to prepare and avoid these money mistakes is easier than one may think. Sure, the unexpected […]

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Make Your Money Work For You

November 24, 2019November 24, 2019 GoDay.ca Customer Education Team Leave a comment Money, Saving

We always want what we can’t have, and even though they say money can’t buy happiness, it’s hard to think otherwise when everything you feel you want to do and need in life has a dollar sign in front of it. But putting your money to work for you can put you on the path […]

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Having Trouble Saving Money?

November 17, 2019November 17, 2019 GoDay.ca Customer Education Team Leave a comment Saving

Do you wish you were able to save more money? Doesn’t everyone? The option to save more is available, just for a lot of us it can seem easier said than done. The truth is, it doesn’t need to seem daunting. There are a lot of easy changes you can make to save more. Some […]

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Getting the Most Out Of Your Credit Card

November 13, 2019November 13, 2019 GoDay.ca Customer Education Team Leave a comment Uncategorized

Move over cash, you are no longer king. And as technology continues to advance, we have moved from signatures to swiping, inserting, tapping and even facial or fingerprint recognition on a mobile device to make payments and accessing funds. Take a look at GoDay and how our payday loans work, we are completely online and […]

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Staying On Budget This Holiday Season

October 30, 2019October 30, 2019 GoDay.ca Customer Education Team Leave a comment Holiday's & Events

It’s no surprise that December and the holiday season can be the most expensive time of year. In 2018, a study was done that revealed in America alone 33% of people were expected to spend at least $1000 on gifts. It’s safe to say that Christmas has turned into a holiday that has us spending […]

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Are You Financially Prepared For The Unexpected?

October 28, 2019October 28, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Every year, a large proportion of Canadians face an unplanned emergency expense. And when those unplanned expenses come, do you have the savings set aside to ensure you can make all your payments? When it comes to making sure all your bills get paid and you’re not maxing out on all forms of payment methods, […]

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Knowing Your Financial Priorities

October 18, 2019October 18, 2019 GoDay.ca Customer Education Team Leave a comment Money, Saving

Do you have money goals? Most people do. Or at least have something they hope to achieve one day like buying a house, a new car, or going on that bucket list trip. However, the bigger question is if you are keeping track? We are always looking for ways to help you save more money […]

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Making Sustainable Money Decisions

October 5, 2019October 5, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money

One of the major misconceptions about going green and making more environmentally friendly choices, is that it’s going to cost you an arm and a leg. In fact, PR Newswire did a study that stated four out of five consumers think environmentally friendly items are more expensive than non-green products.  Yes, with environmentalists like Greta […]

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Do You Need a Lesson In Money?

October 3, 2019October 3, 2019 GoDay.ca Customer Education Team Leave a comment Uncategorized

Do you have money goals? Or are you finding that you are struggling to keep track? Here at GoDay we are all always looking for ways to help you save more money but the question is – what are you willing to do to put your financial future first? We also understand that life happens. Expenses […]

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Recovering From Credit Card Shock

September 20, 2019September 20, 2019 GoDay.ca Customer Education Team Leave a comment Uncategorized

Cha-ching. Is it just us, or is all you hear dollar signs every time you pay with your credit card? And let’s face it, we all dread that time of the month- when your bills start rolling in. And once you take a look at your bill and see where all the charges have added up then […]

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Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

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British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.

Renewal Policy: We do not automatically renew payday loans.

VerisignBBBCanadian Consumer Finance Association