A Brampton payday loan can be an excellent option when you need money quickly. For some, it provides a lifeline when they don’t have access to credit or they don’t want to borrow from friends and family. Nonetheless, this loan option isn’t for everyone and certainly not for every use. As a rule, you should […]
Oakville payday loans can be a good option when you choose the right lender and product. They are meant for urgent, immediate needs and can provide quick cash, but use them wisely. They are only intended to bridge a temporary cash flow gap, but not to top up your bank account constantly because you don’t […]
A Mississauga payday loan is a great option if you need cash quickly. It’s an alternative for those who don’t have other credit options. It is also a viable option if you can’t, or don’t want to, borrow from friends or family. However, payday loans aren’t suitable for all needs. You should only use them […]
The best Toronto online payday loans depend on many factors. However, some are less obvious than others, but are still very important. If you’re looking for that suits your needs and offers convenience, speed, and security, here’s what you should look for in Toronto online payday loans. Are They An Ontario Licensed Lender? Legally, every […]
Online payday loans are so advantageous, there’s no reason to apply elsewhere. If you’re wondering whether one is right for you, here are ten benefits you should consider. We’ll also explain why GoDay is your best choice as an online lender. 1. Online Payday Loans are Very Convenient One of the greatest advantages of online […]
Same day payday loans in Canada can be a life saver when you find you’re in a financial pinch. If you apply online, it takes less time and the process is much simpler. Consequently, it is usually the fastest way to get money when you’re in a hurry. However, many people don’t understand what same […]
No fee payday loans in Ontario aren’t offered by all lenders. If you think that it is as simple as searching the term to find one, we suggest you look closer. Some lenders use others terms that are less obvious to disguise extra costs you shouldn’t pay. Others make it seem certain fees are an […]
Canadian no fee payday loans are a better choice than other payday loans when you need to borrow money. As the name suggests, you won’t pay unnecessary fees that cost you more. If you’re uncertain whether a lender offers a loan without fees, here are a few of the terms you should look for and […]
Fast Canadian cash advance payday loans offer small sums of money quickly. They are often a person’s best option if they can’t access other credit products or don’t want to borrow from family and friends. There are definitely plenty of lenders and loans to choose from. However, some are better than others. If you’re looking […]
Same day payday loans in Ontario make it very simple to obtain cash quickly. You don’t need to visit an office, since you can handle the entire process online. Ultimately, there’s no faster way to get money in a hurry. Nonetheless, many people don’t understand what same day payday loans in Ontario actually are, never […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
