We’re all about trying to keep you safe. We’ve covered general identity theft security before, as well as general social media security, how to save for emergencies – the whole bit. So, seeing as we’re right in the middle of tax season, we want to give you some warnings about current Canadian tax scams that […]
In a hurry AND trying to keep your food costs down? We’ve put together a huge list of budget-friendly meal options that could work for you & your family! We’ve included vegetarian, vegan and paleo-friendly options for all of you who might have special diets. We’ve also tried to keep this list relatively healthy (not […]
Are you hunting for a new job? Is your annual review coming up and you’re looking for a raise, or some other change in your compensation? Before you start negotiating, consider the following tips to help get you the amount you’re looking for with ease and confidence. Before you come to the table, do […]
St. Patrick’s Day is our favourite holiday at GoDay.ca (it’s the green…and the focus on coin), and we couldn’t wait to start putting together our green-themed recipes. We didn’t just include sweet treats, however. We’ve included both traditional & pseudo-traditional Irish food (because, apparently corned beef & cabbage is not actually traditional), a few vegetarian options, […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
