The best Toronto online payday loans depend on many factors. However, some are less obvious than others, but are still very important. If you’re looking for that suits your needs and offers convenience, speed, and security, here’s what you should look for in Toronto online payday loans. Are They An Ontario Licensed Lender? Legally, every […]
Online payday loans are so advantageous, there’s no reason to apply elsewhere. If you’re wondering whether one is right for you, here are ten benefits you should consider. We’ll also explain why GoDay is your best choice as an online lender. 1. Online Payday Loans are Very Convenient One of the greatest advantages of online […]
Same day payday loans in Canada can be a life saver when you find you’re in a financial pinch. If you apply online, it takes less time and the process is much simpler. Consequently, it is usually the fastest way to get money when you’re in a hurry. However, many people don’t understand what same […]
No fee payday loans in Ontario aren’t offered by all lenders. If you think that it is as simple as searching the term to find one, we suggest you look closer. Some lenders use others terms that are less obvious to disguise extra costs you shouldn’t pay. Others make it seem certain fees are an […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
