Are you feeling financially stressed and don’t know where to start to get your finances back in order? Sudden expenses come up unexpectedly all the time and you may not have the cash readily available to help cover those expenses. There are options out there for you. It may not be easy for you to […]
Investing in yourself is important. We hear the buzzword of “self-care” almost everywhere we go. Whether it’s yoga or fitness, a regular visit for a massage or a spa, or indulging in your favourite food or coffee on a regular basis, we often justify treating ourselves as “self-care”. In a way, treating yourself does fall […]
Here at GoDay, we’re big on budgeting. But we also know that everyone has different financial priorities and that’s why we understand that sticking to a budget can be tricky. And these days, spending money can be easier than saving money. And getting you back on budget is one of the main goals of GoDay […]
Financial decisions can range from big, life changing decisions, like purchasing a house or a new car, to smaller choices like how much you should be putting in your savings account, or if you should really put the money into upgrading or fixing something in your home. When it comes to your financial choices, it’s […]
A payday loan is one of the best ways to help you get cash quick when you’re in a financial emergency, or need to pay off a bill and don’t have the cash to do so right then and there. Payday loans can save you from penalties that can be incurred from late payments such […]
We all have financial habits that we wish we could break. We know they’re not doing us any good, contributing to debt, and not helping us reach our financial goals, but breaking them can be easier said than done. Bad habits haunt us in all aspects of our lives, and when it comes to your […]
When it comes to managing our finances there’s always money going in and coming out. And it can be tricky trying to keep track of where your money needs to go next. You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? It is no surprise that we enjoy spending money. […]
Everyone’s budget and budgeting style is different. And these days, spending money can be easier than saving money. Which is why here at GoDay, we’re big believers in having a budget. You’ll notice that throughout our GoDay Blog we talk about budget a lot and believe that having some kind of budget that works for […]
Budgeting can be easier said than done. It’s one thing to create a budget, but it’s a whole other thing to stick to it. Whether you’re saving for a vacation, retirement, or trying to pay off your never ending pile of debt, budgeting can help in all aspects of your life. However, who really has […]
Saving money is important. Whether you’re putting money into your retirement savings plan (RRSP) or saving for that car upgrade or bucket list trip. However, knowing and understanding how much you should be saving can be confusing. Naturally, saving money isn’t always fun. When you have money, you want to spend it, you don’t want […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
