Looking at getting a credit card? There are many things besides the rewards that are offered when signing up that come along with having the card. Before you can use that new credit card, you need to apply for it first. Keep in mind that credit cards are a legally binding contract and reading the fine […]
There are many things in life that can happen unexpectedly. Whether it is being let go from a job, an illness, accident or even something positive like a pregnancy, no matter the situation, have you asked yourself, “Am I financially prepared”? Being prepared in advanced is the best way to handle any unexpected events that […]
You’ve undoubtedly heard of the famous “7 stages of grief”, which helps those who’ve been through an ordeal or a loss identify where they are in recovery. Interestingly, these 7 stages can also be applied to debt management and the emotions and thoughts one might have while under it’s pressures. We’ve put together a handy […]
We have it pretty great in Canada – public health care, a claim on the largest in-land bodies of water in the entire world, we’re the U.S.A’s largest trading partner…you get the point. But, we definitely have some things to complain about, and one of them is the cost of some of our most desired […]
Are you hunting for a new job? Is your annual review coming up and you’re looking for a raise, or some other change in your compensation? Before you start negotiating, consider the following tips to help get you the amount you’re looking for with ease and confidence. Before you come to the table, do […]
If you’re looking for apps to help you keep more of those pink William Lyon Mackenzie King’s in your pocket (ahem, the Canadian $50, of course), we’re fairly certain there isn’t a bigger budget app list on the internet as of this date that can help you find the right one for your financial lifestyle. We’ve covered […]
Payday Loans | GoDay.ca Heavy social media users are generally a little bit savvy about what information about themselves that they put online, but statistics show that the older a user is, the more they’re likely to giveaway. The idea that “once it’s online, it’s there forever” is a certainty, and some make the mistake […]
Short Term Loans Online Dinner & a movie is a typical date, but they’re also two events that tend to also happen a lot on Valentine’s Day. What if you want to do something different but don’t know where to start? Keep things fun and interesting with these unconventional date ideas for your special Valentine! […]
The new year is in full swing, and hopefully so are your resolutions. Most gyms report record breaking registrations and attendance for the first two months of the year, but by March the crowds thin out considerably. A common complaint for those who wish to improve their health & get in better shape is that […]
It’s the little things that add up to a spending/savings problem. The regular trips to Starbucks, the weekly drop-in at your favourite department store or buying your lunch regularly instead of bringing it in. These little things might give the false indication that you can really afford to do it after all, if you couldn’t […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
