Financial decisions can range from big, life changing decisions, like purchasing a house or a new car, to smaller choices like how much you should be putting in your savings account, or if you should really put the money into upgrading or fixing something in your home. When it comes to your financial choices, it’s […]
A payday loan is one of the best ways to help you get cash quick when you’re in a financial emergency, or need to pay off a bill and don’t have the cash to do so right then and there. Payday loans can save you from penalties that can be incurred from late payments such […]
We all have financial habits that we wish we could break. We know they’re not doing us any good, contributing to debt, and not helping us reach our financial goals, but breaking them can be easier said than done. Bad habits haunt us in all aspects of our lives, and when it comes to your […]
When it comes to managing our finances there’s always money going in and coming out. And it can be tricky trying to keep track of where your money needs to go next. You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? It is no surprise that we enjoy spending money. […]
Everyone’s budget and budgeting style is different. And these days, spending money can be easier than saving money. Which is why here at GoDay, we’re big believers in having a budget. You’ll notice that throughout our GoDay Blog we talk about budget a lot and believe that having some kind of budget that works for […]
Budgeting can be easier said than done. It’s one thing to create a budget, but it’s a whole other thing to stick to it. Whether you’re saving for a vacation, retirement, or trying to pay off your never ending pile of debt, budgeting can help in all aspects of your life. However, who really has […]
Are you looking for new ways to save more? Are you feeling like you are spending more money than you are making? If so, not to worry, you are not alone. When it comes to our savings, there are a lot of factors that come into play. And one of the big ones is our […]
You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? We work all day to earn it and are constantly spending it, but is there a certain amount that would make you happy? It’s one of the most common issues couples fight about, and a reason why people switch jobs and […]
The term “invisible expenses” is being used more and more, but do you really know what it means? What do invisible expenses encompass and how do you identify them? Invisible expenses are costs you realize after it’s too late, usually at the end of a month when you balance your budget, or when you say […]
Spring has sprung and we’re thinking of all the ways we can Marie Kondo our lives. Cleaning out our closets, deep cleaning all corners of our homes, but what about your finances? Did you ever think that they may need a good spring refresh as well? Organizing your finances isn’t as difficult as it sounds, […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
