Even though snow is in the forecast for our part of the nation, we’re keeping our eyes on the spring prize. The notorious brown limbo of March & some of April can be rough to handle, especially if your property took a beating over the winter (or you missed some fall clean up before the […]
We’re all about trying to keep you safe. We’ve covered general identity theft security before, as well as general social media security, how to save for emergencies – the whole bit. So, seeing as we’re right in the middle of tax season, we want to give you some warnings about current Canadian tax scams that […]
In a hurry AND trying to keep your food costs down? We’ve put together a huge list of budget-friendly meal options that could work for you & your family! We’ve included vegetarian, vegan and paleo-friendly options for all of you who might have special diets. We’ve also tried to keep this list relatively healthy (not […]
Are you hunting for a new job? Is your annual review coming up and you’re looking for a raise, or some other change in your compensation? Before you start negotiating, consider the following tips to help get you the amount you’re looking for with ease and confidence. Before you come to the table, do […]
St. Patrick’s Day is our favourite holiday at GoDay.ca (it’s the green…and the focus on coin), and we couldn’t wait to start putting together our green-themed recipes. We didn’t just include sweet treats, however. We’ve included both traditional & pseudo-traditional Irish food (because, apparently corned beef & cabbage is not actually traditional), a few vegetarian options, […]
If you’re looking for apps to help you keep more of those pink William Lyon Mackenzie King’s in your pocket (ahem, the Canadian $50, of course), we’re fairly certain there isn’t a bigger budget app list on the internet as of this date that can help you find the right one for your financial lifestyle. We’ve covered […]
With APR’s over 500%, why would I get a payday loan? Let’s clear this slightly misleading number up right now. Yes, a lot of short term loans have APR’s in the hundreds, but that’s only if you held the loan for an entire year, making that number relevant. The simple truth is that payday loans, in […]
Payday Loans Online | GoDay.ca Tax time is busy for everyone, so here is a quick getting started guide to get you on your way to saving for your future via RRSP’s & TFSA’s. This week, we’ll cover the former, so check back next week when we review TFSA’s in detail. What’s the difference between the […]
Short Term Online Loans | GoDay.ca If you’ve never been to Walt Disney World® in Orlando, Florida, whoa boy, you’re missing out big time. But, that’s coming from a die hard fan of “the Parks”, though even this die hard fan can admit that with sky-rocketing ticket prices in the last few years, the most […]
The new year is in full swing, and hopefully so are your resolutions. Most gyms report record breaking registrations and attendance for the first two months of the year, but by March the crowds thin out considerably. A common complaint for those who wish to improve their health & get in better shape is that […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
