Budgeting can be stressful for a lot of people. So stressful in fact that many people just don’t do it. Creating a budget for the first time can be daunting, especially when you don’t really know where to start. However, if you’re like most of us, you’ve probably felt stressed about your finances at some […]
Is spending money easier than saving money? Do you find that you are spending more than you are making? You’re not the only one. But if you’re constantly wondering where your money is going it may be time for a new financial strategy for you to meet your financial goals. Overspending can also lead to […]
‘Tis the season! Back to school is fast approaching. Can you believe it? Where did the summer go? For some of us we’re mourning the end of summer, but for a lot of us, we are itching for our kids to head back to school to give us a bit of a break. Or maybe […]
Are you feeling financially stressed and don’t know where to start to get your finances back in order? Sudden expenses come up unexpectedly all the time and you may not have the cash readily available to help cover those expenses. There are options out there for you. It may not be easy for you to […]
Here at GoDay, we’re big on budgeting. But we also know that everyone has different financial priorities and that’s why we understand that sticking to a budget can be tricky. And these days, spending money can be easier than saving money. And getting you back on budget is one of the main goals of GoDay […]
Financial decisions can range from big, life changing decisions, like purchasing a house or a new car, to smaller choices like how much you should be putting in your savings account, or if you should really put the money into upgrading or fixing something in your home. When it comes to your financial choices, it’s […]
A payday loan is one of the best ways to help you get cash quick when you’re in a financial emergency, or need to pay off a bill and don’t have the cash to do so right then and there. Payday loans can save you from penalties that can be incurred from late payments such […]
We all have financial habits that we wish we could break. We know they’re not doing us any good, contributing to debt, and not helping us reach our financial goals, but breaking them can be easier said than done. Bad habits haunt us in all aspects of our lives, and when it comes to your […]
When it comes to managing our finances there’s always money going in and coming out. And it can be tricky trying to keep track of where your money needs to go next. You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? It is no surprise that we enjoy spending money. […]
Everyone’s budget and budgeting style is different. And these days, spending money can be easier than saving money. Which is why here at GoDay, we’re big believers in having a budget. You’ll notice that throughout our GoDay Blog we talk about budget a lot and believe that having some kind of budget that works for […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
