Budgeting can be easier said than done. It’s one thing to create a budget, but it’s a whole other thing to stick to it. Whether you’re saving for a vacation, retirement, or trying to pay off your never ending pile of debt, budgeting can help in all aspects of your life. However, who really has […]
Saving money is important. Whether you’re putting money into your retirement savings plan (RRSP) or saving for that car upgrade or bucket list trip. However, knowing and understanding how much you should be saving can be confusing. Naturally, saving money isn’t always fun. When you have money, you want to spend it, you don’t want […]
Are you looking for new ways to save more? Are you feeling like you are spending more money than you are making? If so, not to worry, you are not alone. When it comes to our savings, there are a lot of factors that come into play. And one of the big ones is our […]
You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? We work all day to earn it and are constantly spending it, but is there a certain amount that would make you happy? It’s one of the most common issues couples fight about, and a reason why people switch jobs and […]
Spring has sprung and we’re thinking of all the ways we can Marie Kondo our lives. Cleaning out our closets, deep cleaning all corners of our homes, but what about your finances? Did you ever think that they may need a good spring refresh as well? Organizing your finances isn’t as difficult as it sounds, […]
Buying a home is one of the biggest life purchases you can have. And depending on where you live can have a major impact on what your spending and costs will be as there are many things that go into purchasing a new home. So now that you’ve made one of the biggest purchases you […]
So you’re looking at getting a payday or short term loan. Where do you start? You’ve come to the right place, because here at GoDay, we’re here to help. In a recent report by the Financial Consumer Agency, they found that nearly two million Canadians use payday loans each year. And that’s why people are turning […]
One of the biggest roadblocks in many relationships usually involves finances. Fear, anxiety, anger, can all begin to plague two people in a partnership, especially when speaking about finances doesn’t come up until after you are married. Money can be a source of destruction, but it can also be a source of creativity in a […]
The money you hope you’ll never need to use. The “rainy day fund” is the popular term used for the money you’ve saved that may need to be used when a disaster strikes. While you can’t plan for the unexpected, you can take a bit of salt off the wound by ensuring your financially prepared […]
Are you spending too much time on social media? Scrolling, pinning, tweeting, liking. We’re all guilty of it. And we’re not saying it’s a bad thing. Even GoDay has social media! And what do we do on social media? We promote our company, give you tips and tricks about payday loans in Canada and provide […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
