Our Brampton cash advance loan is a great way to get money quickly. We don’t ask you to visit us. Instead, we offer a 100% online borrowing experience.
Nonetheless, many people they can get money faster if they visit a lender. However, there are many reasons why this isn’t the case. Here’s what we do differently and why we’re your best choice for a Brampton cash advance loan.
Costs to Borrow Provided Upfront
When you’re looking for a Brampton cash advance loan you naturally want to know how much it will cost you. However, an in-person lender expects you to fill out a long, complicated application form before they give you this information. Obviously, that makes little sense since you may not want the loan once you read the fine print.
Luckily, when you borrow through GoDay we provide your costs to borrow upfront. All we need from you is your province to establish which costs apply to your region.
Sensitive Data Remains Safe
Another reason you may want to choose GoDay is data security. As mentioned, we provide you with your costs, but we don’t ask for any sensitive data other than your province.
That’s certainly not the case with an in-person lender. They have all your sensitive data on your application form, and you don’t know how they store it. Do they have the necessary security to protect your paperwork well? What about when they input your data into their computer?
Fortunately, you don’t need to worry about any of this when you choose GoDay. Your data is never at risk.
Simplified Application Form
Once you’ve seen how much it will cost you to borrow you can make an informed financial decision. Moving ahead is easy if you want our Brampton cash advance loan.
GoDay provides a simplified application form that you can complete in under 15-minutes. We’re only interested in your current situation, not where you lived, worked, or banked years ago.
No Proof of Income
GoDay’s system eliminates one of the most time-consuming requirements of in-person loans – proof of income. We do not ask you to gather up past pay stubs or get a letter from an employer.
GoDay doesn’t ask you to scan and upload or fax documents either. Instead, we verify your income electronically through authorized bank statements. This verifies your recurring direct deposits, but does not provide us with any other banking details.
This data is heavily encrypted and the process is extremely fast. Plus, you don’t need to do a thing so it is very convenient.
Quick Decision
Even though in-person lenders have a long, complicated process, they may still make you sit and wait for some time while they review your application and confirm your data. Fortunately, that doesn’t happen when you choose GoDay.
Once you submit your application, you’ll have our decision in minutes. We use artificial intelligence to assess your information. This means you can apply at any time and still get a quick answer.
If you’re pre-approved, GoDay immediately provides you with the terms of your Brampton cash advance loan. Since you’ve already seen the costs involved, it is just a matter of accepting the terms so we can prepare your loan contract.
Digital Contract Signing
We mentioned GoDay offers a 100% online process. This includes signing your loan contract. We send it to you for your digital signature and once you return it to use, it triggers the funds release process.
Funds Release
Since our entire process occurs electronically, the borrowing process can go extremely quickly. Customers that sign their loan contract early in the business day often have funds within hours. Those that sign late in the day, on a weekend or holiday, can expect funds as early as possible the next business day.
GoDay offers direct bank deposit or Interac® Email Money Transfer (conditions apply). We get funds into your hands quickly, without the hassle. If you need a precise time you can expect your money, our customer service team is happy to help.
More Reasons to Choose GoDay
Plenty of lenders offer a Brampton cash advance loan. However, we believe you will soon see why we’re your better choice as a lender.
We’re Licensed
Every company granting a Brampton cash advance loan should have a license. However, some ignore the law. Should you choose an unlicensed lender you could put yourself at considerable risk.
An unlicensed lender may be a scam artist after your sensitive data. Either that or they are looking to make as much as possible off you, since their interest rates, fees, and penalties aren’t controlled.
It simply doesn’t make sense to deal with an unlicensed lender, because you’re basically giving up your consumer rights and protections. If an unlicensed lender actually does grant you a loan, you will pay more and they won’t value your business.
Should you want to confirm that we have a payday loan license, you can on the Government of Ontario website here.
We’re Reputable
GoDay has been lending to Canadians since 2012. We’re a proud member of the Canadian Consumer Finance Association representing short-terms lenders in Canada.
We also have over 2,200 customer ratings on the independent review site TrustPilot. Our overall rating is “Excellent”.
We’re Canadian
You might be surprised to discover that any company can offer a Brampton cash advance loan, even if they aren’t located in Canada. Many lenders offer these loans, but their feet are in another country or another province.
Luckily, GoDay is Canadian owned and operated. Our customer service team lives and works here. We offer extended Ontario business hours, a toll-free number so you can talk to an actual person, and email and website support. At GoDay, we understand the level of service Canadians expect.
Transparent Loan Requirements
If you’re wondering whether it’s worthwhile for you to complete an application form, we’re happy to provide you with our basic loan requirements:
- At least 18 years of age
- Canadian resident
- Permanent address
- Active account with a Canadian financial institution with at least three months of transactions
- Income paid through direct deposit (we consider employment, self-employment, Old Age Security, the Canada Pension Plan, private pensions, and other forms of steady, recurring income)
- Valid email address
- Active cellphone or home telephone number
We welcome new borrowers, students, pensioners, and those with less than pristine credit. Your credit score is not the deciding factor when we assess your application. We do not need collateral or a co-signer either.
You May Qualify for an Installment Loan Instead
A Brampton cash advance loan is fast, but you must repay your loan quite quickly. While this suits many, some would prefer more time so they can better manage their finances.
Fortunately, when you apply through GoDay we automatically review your application to see if you qualify for an installment loan instead. There’s no need to fill out another application form. We already have the information we need.
An installment loan through GoDay offers distinct advantages. Firstly, you can choose a longer term with more time to repay. Terms on our installment loans range between 6-months and 5-years. Secondly, you may enjoy a better interest rate if your personal and financial situation merits it. Thirdly, an installment loan is a great way to strengthen your credit since we report your timely payments to Canada’s two credit reporting agencies.
Finally, you become a GoDay preferred customer and could potentially access more money should you ever decide to borrow again. Our installment loans offer between $500 and $15,000, based on your needs and your ability to repay.
GoDay’s Brampton Cash Advance Loan
Borrowing online is fast and convenient. There’s no driving to the lender, looking for parking, standing in line, or waiting for a decision.
If you’re still undecided, here’s a quick recap of our Brampton cash advance loan and our company:
- Costs to borrow revealed upfront
- Industry’s best data security software & practices
- 100% online
- Simple application form
- No minimum credit score requirement
- No collateral or co-signer
- No proof of income
- Quick decision
- Digital contract signing
- Quick funds release – GoDay may have the money in your bank account within an hour, providing you sign your loan contract earlier enough during the business day. Otherwise, you receive your money as soon as possible the next business day.
- Experienced lender – we’ve issued loans to Canadians since 2012
- Proud member of the Canadian Consumer Finance Association, representing licensed payday loan lenders in Canada
- Over 2,200 reviews on TrustPilot, with an overall rating of “Excellent”
- 100% Canadian owned & operated
- Toll-free number, chat, email, and website support as well as an in-depth FAQ section on website
Whether you are ready to start the application process or want more information, please visit our website. You can also find more information on our Canadian cash advance loans here.
