Financial emergencies can strike at any time, and finding viable solutions can be challenging for individuals with bad credit. Unfortunately, this can lead to stress and unfavourable financial decisions. But you’re not in this alone; many Canadians have trouble maintaining a good credit score. According to Equifax, credit scores range between 300 and 900 and […]
Borrowing money is a common way for Canadians to manage their finances or get extra help when required. With inflation affecting living costs, more than seven million Canadians have taken out loans to cover expenses in 2022. Knowing the different loan options accessible can play a vital role in accomplishing your financial objectives if you’re […]
Personal loans are a versatile financial tool that can help individuals manage various expenses. Many Canadians opt for personal loans when they need financial assistance, such as bill payments, renovation or repairs, and vacation funding. But how do personal loans work, and where can you find the best options to suit your specific needs? Understanding […]
A Belleville payday loan can provide you with quick cash you can use to manage an urgent cash flow shortage. Consequently, this type of loan is best used for particular situations such as handling an emergency, fixing your car to get to work, or buying equipment to earn money. However, a Belleville payday loan is […]
A Peterborough payday loan can provide you with money to use in many ways. For instance, many people use one to deal with an emergency, to repair their car, or even to buy needed equipment to earn money. However, payday loans can vary, as can lenders. Consequently, you need to know what to look for […]
A Milton payday loan can be a good option when you choose a good product and a good lender. However, many companies offer these loans and all payday loans aren’t precisely the same. Luckily, this guide will help you sort through your options. It will discuss how a Milton payday loan works and its limitations. […]
A Burlington payday loan can provide you with a reasonable sum to help you manage an urgent, immediate need. For some, it is a viable option if they are unable to borrow from family and friends or they don’t have access to other forms of credit. However, every lender offers their own form of a […]
Same day payday loans in Canada can be a life saver when you find you’re in a financial pinch. If you apply online, it takes less time and the process is much simpler. Consequently, it is usually the fastest way to get money when you’re in a hurry. However, many people don’t understand what same […]
Fast Canadian cash advance payday loans offer small sums of money quickly. They are often a person’s best option if they can’t access other credit products or don’t want to borrow from family and friends. There are definitely plenty of lenders and loans to choose from. However, some are better than others. If you’re looking […]
Cash advance payday loans in Ontario are a great way to access money quickly. They are especially beneficial for those who don’t have a credit card or line of credit. They may also help you if you don’t have friends or family that can lend you money (or you don’t want to ask them). However, […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
