Last Wednesday, we covered four basic tips on credit card debt management; Cut the so-called “needed” expenses. Critique your necessary expenses: Trim the fat. Pay more than the monthly amount – if you can. Get a card with a lower interest rate. With a solid plan, some dedication and support, you can achieve your financial […]
-Did you know if you save the matching dollar amount to each week of the year, you could have $1,378 put away by the end of the year? Eg: Week 1, save $1. Week 27, save 27$. Week 52, save $52. It might get a bit harder near the end to put away that much […]
Credit Card Debt Woes? Hope is not lost. Feel like you’re drowning in a sea of credit card debt? You’re not alone. According to a recent study in December 2012, one in twenty Canadians are encumbered with so much credit card debt, they’re certain they’ll never pay it off, and half of Canadians with credit […]
Bring Home the Bacon with GoDay.ca If you’re on the hunt for a company that does payday loans in Ontario differently, take a peak over our way. Why? Well, we’re big on two things here. We’re clearly big on financial services, but we also loooove bacon. It’s actually a fantastic combination when you think about it. But […]
Short Term Loans | Goday.ca We love this part of our job. Giving away free stuff makes people happy – and we’re all about the happy. In mid-December, we launched a Christmas Cheer Contest to give away a Wine Making Experience at The Wine Butler in Toronto. After leaving their best money-saving tip on our […]
Payday Loan Quick Facts GoDay.ca | Short Term Payday Loans Educate, educate, educate – we may provide a payday loan service, but we hope with each chunk of change we can help you become an informed consumer. If you’ve never take one out before, you most likely have a ton of questions as to how […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
