Black Friday has been known to be a kick-off to the holiday shopping season. It has also grown into more than just a U.S. Thanksgiving holiday; Canadian retailers have joined in on bringing the “biggest deals” to shoppers as well. And what is Cyber Monday? Coinciding with Black Friday, Cyber Monday sticks to online exclusive […]
Looking at getting a credit card? There are many things besides the rewards that are offered when signing up that come along with having the card. Before you can use that new credit card, you need to apply for it first. Keep in mind that credit cards are a legally binding contract and reading the fine […]
There are many things in life that can happen unexpectedly. Whether it is being let go from a job, an illness, accident or even something positive like a pregnancy, no matter the situation, have you asked yourself, “Am I financially prepared”? Being prepared in advanced is the best way to handle any unexpected events that […]
Getting in on a piece of the stock market can be tempting for anyone, but there are a lot of people quite intimated by the process. Despite the popularity of the stock market, not everyone fully understands the ins and outs of what they are investing in. If you are looking to invest with the […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
