When it comes to financial assistance there are many options out there. It could be a payday or short term loan, a line of credit, or borrowing from a friend or family member. But there are a few key differences when it comes to using GoDay compared to any of the other alternatives. That’s why […]
It is very common for couples to join their finances once they tie the knot. And after paying for the wedding, married couples enter a new financial challenge of merging expenses and managing budgets together. You now have two different people who were raised differently when it comes to money and personal money goals, joining […]
What do you use your short-term payday loan for? We never ask these questions in our applications process, but we do get a lot of feedback and reviews from our customers. And this feedback is usually related to why people are using GoDay and the services we offer. So what are the payday loans we […]
At GoDay, we get a lot of questions when it comes to our payday loans. And we want to make sure you are getting the loan that works best for you. Whether you’ve been approved or rejected for a loan in the past, there are ways that you can be a responsible payday loan borrower. […]
Everyone gets excited for payday! But are you one of those people who gets paid and a week later you’re wondering where all your paycheck went? If you’re finding that your paycheck isn’t lasting you till next payday you may want to take a look at your spending or consider a payday loan. Our GoDay services […]
Spending money is much easier than saving money. And a lot of the time we’re questioning where all of our money goes? Yes, there are the essentials like bills, kids, and other payments, but what about those everyday essentials? Have you done a budget audit to see where your money is going and how you […]
A payday loan isn’t for everyone, and here at GoDay we will tell you that. GoDay likes to see customers use us to get back on track financially, not further behind. And there are times we will have to say no to people because our loans may not be the right fit for you at the […]
Financial stress has a way of creeping into daily life. It affects the way you think, sleep, work, and make decisions. For many Canadians, it often feels like a quiet weight you carry through every part of your week, even when nothing obvious has changed. Rising costs, unexpected bills, and the pressure to keep up […]
We’ve all been there. The months we over spend and end up not saving. But before this becomes a regular habit, get yourself back on track by tightening the savings belt. It is always easier said than done, but when it comes to your money, we are way better spenders than we are savers. It’s […]
It seems like a silly question right? But when it comes to saving money, can you afford to save more? There are many factors involved when it comes to your savings, but no matter how you are managing your money; your savings is something you should always be keeping an eye on. So when it […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
