Have extra Christmas lights just lying around? Or do you feel like doing something different with your festive decor this year? We scrubbed the web for our top 5 different ways to change up your twinkle situation this year. Check it out – get illuminated! …And that’s enough of that. String Up Lights On Some […]
Don’t fall into the “little things” trap. Here are 15 ways you can start saving money right now. Money – who couldn’t use more of that polymer in their pocket? We’ve covered various ways to cut financial corners intelligently in the past, from saving money on your daily coffee run to full on credit card […]
It’s the little things that add up to a spending/savings problem. The regular trips to Starbucks, the weekly drop-in at your favourite department store or buying your lunch regularly instead of bringing it in. These little things might give the false indication that you can really afford to do it after all, if you couldn’t […]
Identity theft is a horrible, crippling experience for consumer victims. It takes precious time and resources to correct, and some of the worst cases have victims attempting to prove they are legitimately who they claim to be for years and years after being targeted. It can damage your credit if un-spotted. It’s not an understatement […]
Let’s just cut to the chase – the biggest payday loan critics are those who have never truly needed the service before. While we absolutely support the need for strict regulation to protect the consumer from usury (we are members of the Canadian Payday Loan Association after all), we recognize that there is a huge misunderstanding […]
If you’re finding yourself in a cash-flow jam, a payday loan might just be the answer for you. We’ve covered insider tips, determining whether or not an online lender is legitimate, or if they’re direct or indirect, but we’ve yet to cover in detail what questions you should ask your lender when applying for a […]
Short Term Loans | GoDay.ca Halloween is a ton of fun, but if you’re on a budget, celebrating in a big way might seem a bit overwhelming. Last week, we covered 5 different affordable ways you could decorate your property for the holiday. But, what about costumes, you might ask? Don’t worry, we’ve got you […]
Short Term Loans | GoDay.ca Do you want to shriek when you see the price tags on various Halloween decor? Whether you’re going all out scare-fest, the elegant fall look or something entirely kid friendly, there are a few ways to keep the decorations affordable and simple this Halloween (You still have costumes and candy […]
” I went in for toilet paper and I came out with three bags of stuff “. ” I was just window shopping originally “. ” I have no idea what just happened “. Any of these sound familiar? You’re not alone. Impulse buying is incredibly common, but why? Psychologists wager that impulse action, of […]
Online Payday Loans | GoDay.ca Back for part three, are you? Excellent, welcome back! Let’s round out our Pinterest tutorial with the last four tips; save money/prevent waste with event planning, home reno projects & tech. Event Planning Yours truly has a crazy amount of event planning under the belt, ranging from small affairs of 20 […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
