We all know the importance of education and Canadian’s are lucky enough to live in a country where education is more accessible than most. In 2016, over two million Canadians were enrolled in post-secondary education and the country tops the list for top ten most educated countries. Although education is more accessible in Canada, that […]
We’re all about living in the moment and enjoying your life for what it is today. However, one of the biggest things that people do is spend too much time living in the moment that they forget about their future. Whether it’s wanting to go to university, wanting a new car, having kids, getting married, […]
Whether you’re doing consulting on the weekend, cutting lawns for your neighbours for extra cash, teaching yoga classes outside of your 9-5, or selling your arts and crafts on Etsy, you’re not alone. In the last decade we’ve seen a steady increase of the “side-hustle” or “gig” economy. People are looking for ways to increase […]
New Year, new you right? Well we’re challenging you to a savings challenge. Sounds easy enough, but it’s becoming more and more relevant that saving money is one of Canadians biggest financial struggles. That’s why we give you tips on how you can start your year off right and give you a couple different ways […]
We don’t like to tell you how to spend your hard earned cash, but when it comes to our customers we always have your best financial interests at heart. And as difficult it may be, we sometimes have to point out the obvious, even if that means your bad financials habits. Everyone has their personal […]
We can all use more money, right? But when it comes to budgeting and your savings account, we all like to see those numbers rise. So when you’re starting to feel financially comfortable, that’s when you should be making smart financial decisions and figuring out what the next steps with your money should be. That’s […]
At GoDay one of our missions is to help relieve you of financial stress by getting you back on track with an online payday loan, not further behind. So how do you get that dark cloud of financial worry to stop following you around? We’ve come up with a guide on how to take the […]
Is there a magical age when it comes to starting to save money? If you ask any financial professional their answer will always be the younger you can start saving, the better. Why? The answer is simple really, the longer you are saving for, the more money you will have in the long run. But […]
Banks are always talking about making your money work for you, and what that really means is financial planning. What is the best way to maximize your funds? Should you really be investing in that? There are numerous ways to make your money work for you, but it is all based off your personal money […]
Thinking about making the switch to a new bank? Though we could tell you the “frugally obvious bottom line ” (aka: look for no fee EVERYTHING), there is way more to shopping around for a new bank than one might think. This counts for double if you’re in a transitional stage in life (college, marriage, […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
