When it comes to your finances are you staying on top of your spending or do you trust that the numbers you see in your account are correct? Money moves quickly, we all know that which is why you cannot be financially lazy and taking advantage of money tips because that is when things start […]
When it comes to back to school season, it can be a stressful time for both students and parents for many different reasons including financially. No matter what age or grade a student is going into, school expenses can be costly. That’s why we’ve rounded up our favourite back to school tips to make sure […]
Debt is one of those words no one likes to hear. According to Investopedia debt can be defined as, “an amount of money borrowed by one party from another. Debt is used by many corporations and individuals as a method of making large purchases that they could not afford under normal circumstances. A debt arrangement […]
Do you suffer from “FOMO” or the “Fear Of Missing Out”? This is something very common, because who wants to be the person missing out on something fun? What you don’t realize is that these events and decisions can often lead to or have financial implications. Especially in the age of social media when you’re […]
When it comes to finding new ways to save money, you have to mix it up every once in a while if you find something’s not working for you. One of the ways you can help curb your spending is by trying the “cash only challenge”. You’re probably wondering how this could help you save […]
Have you heard the saying, “money can’t buy happiness”? Well, new research is now saying otherwise. According to a study from University of British Columbia and Harvard Business School, that was recently published in the journal Proceedings of the National Academy of Sciences, has found buying time makes people happier than buying material things. Global […]
Let’s face it, we all dread that time of the month, when your credit card bill comes in and the shock of how much you’ve overspent this month. You have blown your budget and are now dipping into savings to pay off the balance, or you’re not paying the entire balance off and are now […]
We’re all always looking to save more money, but when it comes down to it, what are you willing to sacrifice to save? We’ve become accustom to some of these things that we think we “need” them because we’ve had them for so long, when really it’s more of a “want” and would be just […]
We already know what you’re going to say. If you’re trying to save money then you shouldn’t be dining out. But we’re all busy people and there are nights where take out is the best option for the table. That’s why we created a list of all the things to look for when dining out […]
Wedding season is upon us! Global News did a feature piece on the costs that come with getting married and on average a wedding will cost you approximately $30,000 US. Wedding Bells magazine did a Canadian survey and found that in 2015 Canadian couples would spend $30,717 on a wedding that included the honeymoon. Needless to say, […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
