Short Term Loans | GoDay.ca Halloween is a ton of fun, but if you’re on a budget, celebrating in a big way might seem a bit overwhelming. Last week, we covered 5 different affordable ways you could decorate your property for the holiday. But, what about costumes, you might ask? Don’t worry, we’ve got you […]
Short Term Loans | GoDay.ca Do you want to shriek when you see the price tags on various Halloween decor? Whether you’re going all out scare-fest, the elegant fall look or something entirely kid friendly, there are a few ways to keep the decorations affordable and simple this Halloween (You still have costumes and candy […]
Online Payday Loans | GoDay.ca Back for part three, are you? Excellent, welcome back! Let’s round out our Pinterest tutorial with the last four tips; save money/prevent waste with event planning, home reno projects & tech. Event Planning Yours truly has a crazy amount of event planning under the belt, ranging from small affairs of 20 […]
Short Term Loans | GoDay.ca Last week we had a short intro into Pinterest for those who are unfamiliar with the platform. For those of you who skipped that step, welcome! We’re about to embark on a money-saving, waste-preventing journey together. At least for the next two weeks. Budget Resources If Pinterest is known for […]
Some sage wisdom is generally passed down throughout every generation, much of which is financial advice. It’s impossible to deny that our upbringing and environment largely helps to shape our attitudes about money and all it entails; budgeting, saving & debt. But what key pieces of advice have really proven to be sound, despite the […]
Payday Loan | GoDay.ca Payday loans are usually used for generic cash-flow issues between paycheques, right? We have covered some other uses of this short term financing option, such as emergencies, leveraging sale prices on big items and such. But there are some situations we’d never condone using a payday loan for. While a payday loan […]
I recently saw a meme on Pinterest (how many conversations start like that?) of a little girl squinting and looking off into the distance. The caption oh-so eloquently said, ” have you ever talked to someone so stupid it made you squint?”. If that could be applied to stupid things, then absolutely. Bad advice comes […]
Yahoo!® Finance released an article this week entitled, “This family proves just how expensive it is to be poor“, which lamented the devastating affect that payday loan rollover/re-loans can have on an already tight budget. While reading the story of a couple in their mid-fourties who have an autistic son that requires expensive care, it’s was […]
Have you ever passed by a Subway ® & a McDonald’s ® on your daily travels and noticed that there is sometimes a much bigger line up into Mickey D’s, but not one into the other? It doesn’t seem to matter what time of day, whether breakfast, lunch or dinner (and second breakfast, elevensies & supper if you’re […]
If you’ve been following us on social media this week, your feeds have probably been inundated with tips on how to reduce, reuse and recycle. A common myth I encounter frequently is “going green means I have to sacrifice the luxuries I have, or change my schedule dramatically”. The good news is that even if […]
British Columbia: The APR on a $300.00 loan for 14 days in BC is 365% at the rate of $14.00 per $100 borrowed. Online BC Payday License # 67513.
Ontario Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $70.00, with a total payback amount of $570.00 and an annual percentage rate of 365%. The maximum allowable cost of borrowing under payday loan agreements is $14.00 for each $100.00 advanced.
New Brunswick Residents: The maximum charges permitted for a Payday Loan is 14% of the principal. We charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.
Nova Scotia Residents: The total cost of borrowing $100.00 for 14 days is $14.00. Payday Loans are High Cost Loans.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365%.
Manitoba Residents: The APR on a $300.00 loan for 12 days is 425.83% on a rate of $14.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.
Alberta Residents: The APR on a $300 loan for 42 days is 121.67% for a borrower who is paid weekly on a rate of $14.00 per $100 borrowed.
PEI Residents: The cost of borrowing at GoDay.ca is $14.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $42.00, with a total payback amount of $342.00. The maximum allowable cost of borrowing under payday loan agreements is $14.00 per each $100.00 advanced.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
