If you’re looking for apps to help you keep more of those pink William Lyon Mackenzie King’s in your pocket (ahem, the Canadian $50, of course), we’re fairly certain there isn’t a bigger budget app list on the internet as of this date that can help you find the right one for your financial lifestyle. We’ve covered […]
Payday Loans Online | GoDay.ca If you’re living paycheque to paycheque, you’re not alone – over 40% of Canadians say they would be in financial hot water if they missed their pay by a week, according to the Canadian Payroll Association. Putting aside the recommended six months of living expenses is difficult for most people, […]
Two weeks ago, we reviewed wallet-friendly shopping tips for emergency supplies, but now we take a step back to the part that matters most – saving money! It might seem difficult to prepare for an emergency when you’re on a budget. Rest assured there are various routes you can take when preparing yourself or your family […]
It might seem difficult to prepare for an emergency when you’re on a budget. Rest assured there are various routes you can take when preparing yourself or your family and still save money. Of course, the general rule is the earlier the better (easier to spread out a budget). However, if you want to get […]
If you’re like us, you’re thinking about how to fine-tune your budget all the time. How you can make your purchases more cost-effective, how to squeeze a few extra dollars out of your grocery expenses or how to cut every-day item use at home are probably topics you re-visit often. Come a new year, your […]
Whether you’re moving out of your folks house, moving from your first home into your second, or you’re a re-locating pro, most of us get lost in the stress of moving to the point that we might end up throwing money to make the whole experience easier. Even though last minute expenses always tend to […]
What is it about food budgeting that can be so surprising? When hunger strikes and you’re in a hurry (and really, who isn’t?), sometimes it’s way too easy to run out and grab a burger or get some ready-to-eat food at the grocery store (and you know what they say about shopping when you’re hungry). Even […]
When you borrow money from any financial institution, you will be presented with different methods for calculating your interest rate. The choice between a fixed-rate loan and a variable-rate loan depends on various factors. Choosing between the two requires a thorough understanding of the fundamental disparities between these lending structures. While fixed-rate loans offer stability […]
Personal loans have emerged as versatile tools in Canada, offering individuals the flexibility to meet various financial needs. They typically don’t require collateral, allowing you to access the funds you need without taking significant risks. But just like any other financial tool, learning how to maximize their benefits is essential. The key to using a […]
When managing finances, many people find themselves requiring additional funds beyond what they currently have. In such scenarios, personal loans and lines of credit emerge as popular options. Both serve as avenues to borrow money, yet they differ significantly in structure, flexibility, and usage. Understanding the disparities between these financial products is crucial for making […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
