Paydays loans in Regina can offer quick cash, when you’ve exhausted other options. For instance, you may not have access to traditional credit. Equally, you may not want to borrow from friends and family. However, many people don’t understand how payday loans work or whether they’re suitable for their needs. Consequently, this post provides you […]
Mississauga payday loans offer quick cash when you’re in a tight spot. They are often used when you can’t borrow from friends or family, or when you don’t have a credit card or line of credit. Payday loans are meant for urgent, immediate needs. They aren’t meant to continually cover expenses, because you aren’t handling […]
Cash loans offer a great way to get money quickly when you’re in a tight spot. They’re a trusted lifeline for Canadians when they face an unexpected situation. However, they’re not meant to top up one’s bank account, because you’re unable to handle your money properly. If you find yourself in a sudden financial bind, […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
