When it comes to your finances and how you spend and save your money, everyone is different. Some people are cash only kind of people, whereas other use their credit cards for all their purchases. It comes down to how you manage your money and if cash only helps you keep track better, or if […]
When it comes to finding new ways to save money, you have to mix it up every once in a while if you find something’s not working for you. One of the ways you can help curb your spending is by trying the “cash only challenge”. You’re probably wondering how this could help you save […]
We can all use more money, right? But when it comes to budgeting and your savings account, we all like to see those numbers rise. So when you’re starting to feel financially comfortable, that’s when you should be making smart financial decisions and figuring out what the next steps with your money should be. That’s […]
What kind of credit cards do you have? Cash back? Points? Vouchers? Travel? There is basically a credit for everything these days so how do you know what the right credit card for you is? Some cards charge an annual fee and some can be free to use. Some cards have higher interest rates than […]
Are you an online shopper? It’s very common for people to shop online without realizing how much they’re spending because the physical aspect is no longer there. Online shopping is now easier than ever and can also end up being the better deal compared to different retail stores. As fun as it may be to […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
