There’s nothing more invigorating than when seasons start to change, especially when you live in a country that gets cold and dreadful winters. Spring brings with it melting snow, warmer temperatures, blooming flowers, and lifted spirits. Not to mention, the desire to clean up your home and life to get it ready for a great […]
Tax season is here and you have until April 30, 2018, to file and pay any outstanding amounts. For some people, tax season is a breeze, but for others, it can be very stressful. Whether you’re expecting a big tax bill or not, just getting the paperwork organized can be a daunting task. To help […]
We all know the importance of education and Canadian’s are lucky enough to live in a country where education is more accessible than most. In 2016, over two million Canadians were enrolled in post-secondary education and the country tops the list for top ten most educated countries. Although education is more accessible in Canada, that […]
We’re all about living in the moment and enjoying your life for what it is today. However, one of the biggest things that people do is spend too much time living in the moment that they forget about their future. Whether it’s wanting to go to university, wanting a new car, having kids, getting married, […]
Whether you’re doing consulting on the weekend, cutting lawns for your neighbours for extra cash, teaching yoga classes outside of your 9-5, or selling your arts and crafts on Etsy, you’re not alone. In the last decade we’ve seen a steady increase of the “side-hustle” or “gig” economy. People are looking for ways to increase […]
That’s right, 2018 is just around the corner and what does that mean for you? People focus on many different things in the New Year, it’s a fresh start. So do you have any goals of your own or things you want to accomplish in 2018? For us, GoDay is will be four years old […]
We don’t like to tell you how to spend your hard earned cash, but when it comes to our customers we always have your best financial interests at heart. And as difficult it may be, we sometimes have to point out the obvious, even if that means your bad financials habits. Everyone has their personal […]
Growing up, how did you learn about money and financial literacy? Was it something you wished you had been taught earlier? When it comes to financial literacy a lot of people believe in hands-on experiences and teaching themselves with their own finances. And what about teaching your kids about money matters? We’ve previously talked about […]
It’s no surprise that the financial crunch of the holiday season is upon us. And before you suffer from the January credit card hangover, we’re here to help. At GoDay, this time of year is one of the busiest for us and we’re working hard for you. We’ve talked before about how the holiday season […]
It’s that time of year. December is officially here; and this means all you we will all hear are Christmas carols in every retail store and flashy decorations in every window. So now that Black Friday and Cyber Monday have officially come and gone, it’s time to get ready for the holiday season and all […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
