It happens. Where you spend more than you remember, or more than you expect to and there goes all the savings you’ve worked so hard to maintain. But we’ll give credit where credit is due; you have a budget in place to have blown when a lot of people don’t even have that. Because that’s the […]
It is very common for couples to join their finances once they tie the knot. And after paying for the wedding, married couples enter a new financial challenge of merging expenses and managing budgets together. You now have two different people who were raised differently when it comes to money and personal money goals, joining […]
What do you use your short-term payday loan for? We never ask these questions in our applications process, but we do get a lot of feedback and reviews from our customers. And this feedback is usually related to why people are using GoDay and the services we offer. So what are the payday loans we […]
It seems like a silly question right? But when it comes to saving money, can you afford to save more? There are many factors involved when it comes to your savings, but no matter how you are managing your money; your savings is something you should always be keeping an eye on. So when it […]
Managing money as a household has never been simple, but lately, it feels heavier. Groceries cost more. Rent and mortgage payments continue to rise. Income can shift from month to month. And suddenly, even well-intentioned plans start to fall apart. That pressure is exactly why controlling family finances matters. Not in a restrictive sense, but […]
Is there a magical age when it comes to starting to save money? If you ask any financial professional their answer will always be the younger you can start saving, the better. Why? The answer is simple really, the longer you are saving for, the more money you will have in the long run. But […]
Happy Earth Day! Did you know there are green methods that can also help make and save you money? There is more than just the economical benefit of going green, but by reducing your environmental footprint, you’re helping the planet. We can give you plenty of tips on how to save money by going green, […]
At GoDay, we’re all about smart money, which is why we want to give you the tools necessary to make the best financial decisions possible. This is why we’ve created part one of our tips and tricks list on managing a successful budget to make sure you’re making the best decisions when it comes to […]
It’s that time of year again; with 2015 coming to an end it’s time to start planning ahead for what 2016 has in store. Everyone looks at New Year’s resolutions differently, whether that is to get into a new habit or break a bad one as long as you’re following through on them is considered […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
