A new year always arrives with a quiet promise. The promise of a clean slate. The chance to reset your relationship with money. The moment to shift from hope to action. Whether last year felt steady, stressful, or somewhere in between, this is your opportunity to build financial goals that feel grounded, realistic, and achievable. […]
It’s no surprise that December and the holiday season can be the most expensive time of year. In 2018, a study was done that revealed in America alone 33% of people were expected to spend at least $1000 on gifts. It’s safe to say that Christmas has turned into a holiday that has us spending […]
Between the holidays quickly approaching and big sale days like Black Friday and Cyber Monday, the biggest shopping season of the year is here. According to a survey from shopping retail website, RetailMeNot.ca, Global News reported that shoppers plan on spending an average of $1,400 per person – $653 of which will only be for […]
Now that the holiday season is over, it’s time to start thinking about 2017 plans, this includes vacation and holidays. I’m sure with the credit card bills from December rolling in this month; the last thing you want to be thinking about is a future trip. But what you’re forgetting is that now is the […]
With only a few days to go and the celebrations in full swing, it’s no surprise that this is a time where your wallet is being put to use. So are you done all your shopping? How many last minute items will you have to go out and grab in a rush? Have you stayed […]
On one of the most romantic days of the year, showing your love doesn’t have to come with a price tag. Commonly seen with roses, chocolates and shiny gifts, Valentine’s Day has become a holiday that everyone, no matter your age or relationship celebrates. Children hand out valentines, single friends get together to celebrate being […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
