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What Can A Payday Loan Do For Me?

November 27, 2020November 27, 2020 GoDay.ca Customer Education Team Leave a comment Money

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Payday loans can be great options for when you have an important expense that needs to be paid but you’re waiting for a cash flow (like your paycheck) to come in. Is a payday […]

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Making Your Money Your Number One Priority

January 30, 2020January 30, 2020 GoDay.ca Customer Education Team Leave a comment Uncategorized

Even though they say money can’t buy happiness, it’s hard to think otherwise when everything you feel you want to do and need in life has a dollar sign in front of it. But putting your money to work for you can put you on the path to be financially independent, to meet the savings […]

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Getting the Most Out Of Your Credit Card

November 13, 2019November 13, 2019 GoDay.ca Customer Education Team Leave a comment Uncategorized

Move over cash, you are no longer king. And as technology continues to advance, we have moved from signatures to swiping, inserting, tapping and even facial or fingerprint recognition on a mobile device to make payments and accessing funds. Take a look at GoDay and how our payday loans work, we are completely online and […]

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Are You Financially Prepared For The Unexpected?

October 28, 2019October 28, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Every year, a large proportion of Canadians face an unplanned emergency expense. And when those unplanned expenses come, do you have the savings set aside to ensure you can make all your payments? When it comes to making sure all your bills get paid and you’re not maxing out on all forms of payment methods, […]

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Are You An Over Spender?

August 29, 2019August 29, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Is spending money easier than saving money? Do you find that you are spending more than you are making? You’re not the only one. But if you’re constantly wondering where your money is going it may be time for a new financial strategy for you to meet your financial goals. Overspending can also lead to […]

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Managing A Successful Budget

July 30, 2019July 30, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Here at GoDay, we’re big on budgeting. But we also know that everyone has different financial priorities and that’s why we understand that sticking to a budget can be tricky. And these days, spending money can be easier than saving money. And getting you back on budget is one of the main goals of GoDay […]

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Spending Habits You Need To Break To Get Out Of Debt

June 13, 2019June 19, 2019 GoDay.ca Customer Education Team 1 Comment Life, Money, Saving, Uncategorized

When it comes to managing our finances there’s always money going in and coming out. And it can be tricky trying to keep track of where your money needs to go next. You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? It is no surprise that we enjoy spending money. […]

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Does Spending Money Make Us Feel Good?

April 11, 2019April 11, 2019 GoDay.ca Customer Education Team 3 Comments Uncategorized

You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? We work all day to earn it and are constantly spending it, but is there a certain amount that would make you happy?  It’s one of the most common issues couples fight about, and a reason why people switch jobs and […]

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The Payday Loan Market in Canada

January 3, 2019February 19, 2019 GoDay.ca Customer Education Team Leave a comment Life, Money, Saving

Are you looking for fast cash? A recent report by the Financial Consumer Agency found that nearly 2 million Canadians use payday loans each year. And that’s where people turn to us because GoDay is an online payday or short-term loan lender. But we’re not the only ones out there. Operating in eleven provinces and territories across […]

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It’s Easier To Order In Now Than Ever

October 2, 2018July 19, 2019 GoDay.ca Customer Education Team Leave a comment Food & Drink, Life, Money, Saving

We’ve all had those days. The ones where you get home from work and the last thing you want to do is have to cook dinner. You were running late and now don’t have time to make lunch. We’ve been there. Is first thought is to pick something up on the way home or to […]

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Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

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British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.

Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.

Renewal Policy: We do not automatically renew payday loans.

VerisignBBBCanadian Consumer Finance Association