It’s that time of year again; with 2015 coming to an end it’s time to start planning ahead for what 2016 has in store. Everyone looks at New Year’s resolutions differently, whether that is to get into a new habit or break a bad one as long as you’re following through on them is considered […]
With the holiday season in full swing, everyone is busy and there are always last minute gifts to purchase. But as technology continues to develop, we are able to save time and money all by doing things right from our mobile devices. Below is a list of apps that were specifically designed to make your […]
The holiday season is an expensive time for everyone, and we’re all about saving where you can. That’s why we’ve compiled a list of Christmas items that you can do yourself or with others to not only help you save but create memories this holiday season. Handmade Gift Tags and Cards: Why spend money on something […]
On this week’s Common Cents Wednesday’s we give you a special holiday edition. The holidays can be financially stressful and we have already told you about the top money wasters this holiday season, so instead we have created common cents list of holiday money mistakes for you to avoid this season. Dipping into Savings This […]
The holiday season is in full swing and making sure you stay on budget is a present in itself. We give you the tips on the top money wasters this holiday season to help avoid overspending and make sure that you enjoy your holidays without being financially stressed. Shipping Fees: Online shopping has made shopping […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
