Is there a magical age when it comes to starting to save money? If you ask any financial professional their answer will always be the younger you can start saving, the better. Why? The answer is simple really, the longer you are saving for, the more money you will have in the long run. But […]
Do you know what your credit score is? When was the last time you checked your credit score? It changes frequently and you never know when you will need it, but there are plenty of times a credit report may be required including as to be used as a reference or as formal documentation. Your […]
Tis the season! And no we’re not talking about the holidays, but it is officially wedding season. And depending on whether you’re the one getting married or just a guest attending the big day, there are plenty of wedding expenses that come with it. Depending on your role within the wedding can also come with […]
A payday loan company, talking about when to say “no” to a payday loan? Yes, there are times that GoDay supports the decision to say no when it comes to payday loans. No one likes surprises when it comes to money, that is why GoDay prides itself on our company values, and some of those […]
There’s no such thing as too young when it comes to saving money. And one of the most important things you can do is to start when you’re young. Why? Well there are many benefits as to why you should be investing younger, that’s why we give you some of the top reasons as to […]
Now that the warm weather is here, that means it’s time for those seasonal expenses. Whether you are looking to redo your garden, get new patio furniture or sending the kids off to summer camp, the summer season can get expensive. So why not get summer ready and save at the same time? Here are […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
