They say money doesn’t buy happiness, which may be true, but money does help us live the lives that we want and need. It helps us have a roof over our head, food on our table, a car to get us to work every day, and the list goes on. However, according to a survey, […]
Big news! GoDay is now an official online payday loan/short-term loan lender in the province of Nova Scotia. This is the sixth Canadian province/territory GoDay is operating in. When it comes to personal loans, there are a couple of solutions you could look into. You could go through your bank and apply for a line […]
So you got a job offer, great, the work is done. Right? Wrong. Getting a job offer can be incredibly exciting, and definitely something to celebrate. However, it’s important to not get so excited that you miss the opportunity to negotiate an aspect of the offer, or that you sign a document/contract without reading the […]
We’ve all had those days. The ones where you get home from work and the last thing you want to do is have to cook dinner. You were running late and now don’t have time to make lunch. We’ve been there. Is first thought is to pick something up on the way home or to […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
