Canadian no fee payday loans are a better choice than other payday loans when you need to borrow money. As the name suggests, you won’t pay unnecessary fees that cost you more. If you’re uncertain whether a lender offers a loan without fees, here are a few of the terms you should look for and […]
Fast Canadian cash advance payday loans offer small sums of money quickly. They are often a person’s best option if they can’t access other credit products or don’t want to borrow from family and friends. There are definitely plenty of lenders and loans to choose from. However, some are better than others. If you’re looking […]
Same day payday loans in Ontario make it very simple to obtain cash quickly. You don’t need to visit an office, since you can handle the entire process online. Ultimately, there’s no faster way to get money in a hurry. Nonetheless, many people don’t understand what same day payday loans in Ontario actually are, never […]
Cash advance payday loans in Ontario are a great way to access money quickly. They are especially beneficial for those who don’t have a credit card or line of credit. They may also help you if you don’t have friends or family that can lend you money (or you don’t want to ask them). However, […]
Instant payday loans in Canada make a lot of sense. A good lender eliminates office visits and appointments with loans officers. They also offer the entire process online, from application to funds release. Applying online is extremely convenient, since you can fill out an application form at any time and from any device. This is […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
