A Burlington cash advance loan is a well-known financial product you can use when needed. However, many people don’t recognize why this loan type is often preferrable to other financial options. Consequently, GoDay is happy to describe 5 ways that a Burlington cash advance loan can be better than other borrowing choices. Once you have […]
Cash advance payday loans in Ontario are a great way to access money quickly. They are especially beneficial for those who don’t have a credit card or line of credit. They may also help you if you don’t have friends or family that can lend you money (or you don’t want to ask them). However, […]
Payday loans in Kitchener offer quick cash. However, you may know little about them, including what sets good loans apart from less desirable ones. Additionally, you may not understand when they’re appropriate and when they’re not. Like any financial product these loans don’t suit all needs. As a result, we’ll start by looking at when […]
Is a cash advance the same everywhere? The annoying answer is both yes, and no. Yes, because the bottom line is you get advanced cold, hard cash, but also no, because there are different sources of cash advances. What are some examples? -You advance yourself cash off of your credit card. -Your spouse requests an […]
Borrowing money is a common way for Canadians to manage their finances or get extra help when required. With inflation affecting living costs, more than seven million Canadians have taken out loans to cover expenses in 2022. Knowing the different loan options accessible can play a vital role in accomplishing your financial objectives if you’re […]
There are many different types of loans available to Canadians, and they play a crucial role in our financial lives, helping us achieve various goals and overcome unexpected expenses. However, there’s often confusion about how many loans one can have simultaneously. When you need additional financial support, it’s normal to ask the question, how many […]
A Belleville payday loan can provide you with quick cash you can use to manage an urgent cash flow shortage. Consequently, this type of loan is best used for particular situations such as handling an emergency, fixing your car to get to work, or buying equipment to earn money. However, a Belleville payday loan is […]
A London payday loan can offer you quick cash when you have an immediate, pressing need. However, loans and lenders differ, so you need to know what to look for if you want to find a great one. Plus, many people don’t understand how a London payday loan works, since it differs greatly from other […]
A good Oshawa payday loan can be a great choice for accessing quick cash easily. In many cases, it is a person’s only option when they need money, but don’t have credit or can’t borrow from others. Nonetheless, an Oshawa payday loan isn’t meant for anything. For instance, you shouldn’t use one to constantly top […]
A Vaughan payday loan can be a great solution when you need a relatively small amount of money quickly. Nonetheless, it isn’t meant for all needs. As a rule, you should only use one for an urgent, immediate cash flow problem, because you don’t have access to other credit and can’t borrow from friends and […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
