A Burlington cash advance loan is a well-known financial product you can use when needed. However, many people don’t recognize why this loan type is often preferrable to other financial options. Consequently, GoDay is happy to describe 5 ways that a Burlington cash advance loan can be better than other borrowing choices. Once you have […]
Cash advance payday loans in Ontario are a great way to access money quickly. They are especially beneficial for those who don’t have a credit card or line of credit. They may also help you if you don’t have friends or family that can lend you money (or you don’t want to ask them). However, […]
Payday loans in Kitchener offer quick cash. However, you may know little about them, including what sets good loans apart from less desirable ones. Additionally, you may not understand when they’re appropriate and when they’re not. Like any financial product these loans don’t suit all needs. As a result, we’ll start by looking at when […]
Is a cash advance the same everywhere? The annoying answer is both yes, and no. Yes, because the bottom line is you get advanced cold, hard cash, but also no, because there are different sources of cash advances. What are some examples? -You advance yourself cash off of your credit card. -Your spouse requests an […]
Most of us don’t set out to miss payments. But life doesn’t always stick to the budget. An unexpected car repair, a late paycheque, or even a spike in grocery prices can throw everything off. Before you know it, rent is overdue, your credit card minimum is still unpaid, and you’re juggling phone calls from […]
When life throws a financial emergency your way, you don’t get a warning, you just get a bill. In that moment, the real question isn’t if you’ll need money. It’s where you’ll get it from, fast, safely, and smartly. At GoDay, we know how overwhelming unexpected expenses can feel. That’s why we’re breaking down the […]
Financial survival in 2025 looks nothing like it did even five years ago. For Gen Z and millennials in Canada, the concept of “making ends meet” has become more of an ongoing strategy than a steady state. With inflation still stubbornly affecting everyday essentials, from rent to ramen, young Canadians are rewriting the rules of […]
Financial planning is essential for achieving stability and long-term growth. However, breaking your financial strategy into smaller, manageable segments, like quarterly planning, can make your financial goals more actionable and achievable. A quarterly financial plan enables you to set realistic goals, evaluate progress periodically, and adjust as needed to stay on track. As a trusted […]
Managing your finances in today’s fast-paced world can feel overwhelming, but technology has made things easier. With the right personal finance app, Canadians can budget smarter, save efficiently, invest wisely, and precisely track their financial goals. Whether you’re looking to create a budget for your family, tackle debt repayment planning, or keep better tabs on […]
Goods and Services Tax (GST) is integral to the Canadian tax system, impacting consumers, businesses, and government revenues. Introduced in 1991, GST is a federal sales tax applied to most goods and services sold in Canada. Alongside GST, some provinces also levy the Harmonized Sales Tax (HST), which combines the provincial sales tax (PST) with […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
