Payday loan or short-term loan, no matter what you like to call it, we understand that you have options when it comes to your finances. And when it comes to looking for a payday or short-term loan, look no further. Payday loans from GoDay are the simple, smart and secure way to get the cash you need quickly and easily. In a recent report by the Financial Consumer Agency, they found that nearly two million Canadians use payday loans each year. Whether you are looking for fast cash, to get yourself out of a financial bind, or to help keep yourself afloat until your next paycheck, GoDay offers payday loans in Canada. Our payday loans are not intended to provide a long-term financial solution – they are intended to solve urgent but temporary cash-flow needs. That’s why we like to let our customers know about borrowing money the GoDay way and have made it easy for you by giving you the reasons as to why you should be choosing GoDay the next time you find yourself in a financial bind.
What is a payday or short term loan?
Payday loan, short-term loan, there are many names for it. But it is important to understand how they work. Because money shouldn’t be a surprise. It is just what it sounds like – a payday loan is a type of short-term borrowing. Sudden expenses come up unexpectedly all the time and you may not have the cash readily available to help cover costs. But there are options out there for you. People sometimes rely on family or friends to get them out of difficult financial situations. But for some, it may not be that easy and banks aren’t always willing to give people a loan. Whatever the case may be, there are many reasons why people turn to payday loans. But a payday loan isn’t for everyone. And there are times we will have to say no to people because our loans may not be the right fit for you at the time.
There are a number of different financial solutions out there, but here at GoDay, we like to keep it simple. We are 100% online. And because we are online, that means that you can apply for the loan you need from virtually anywhere! There is no need to go into a physical store to get the cash you need again. Save time and apply from any device from the comfort of your own home or on the go. Along with being 100% online, we pride ourselves on our responsible lending practices. Some lenders would be willing to surprise you with additional fees and charge you for extras, but not us. Our short-term cash-flow solutions are intended to help get you back on track – not further from it. We’re also a Canadian company! With physical office locations in both Toronto and Vancouver, GoDay.ca may be a virtual online company, but we are founded and run here in Canada. We know that life happens and there are times that you need cash, fast! Besides us helping you to get the cash you need quickly and easily, we also offer the security and professionalism to go along with it.
How does GoDay Work?
There are many options when it comes to receiving financial assistance. And thanks to technology and the changing needs of our customers, with GoDay you don’t have to walk into a store ever again. It’s easy getting a payday loan online with GoDay! Head over to our website and complete a quick and easy online payday loan application. You will need to provide us with some personal information such as your banking and current employment details. As long as your information is correct and you are approved, you will have your funds in less than 24 hours. Once your online payday loan application is complete our office will reach out to you to set up your GoDay account and discuss how your funding will work. Our automated and online cash advance system will then review your application and let you know how much we can approve you for. After you’ve signed your payday loan documents, we will use the industry’s best tools to get you your online payday loan quickly and easily. From there, you will receive your payday loan! Now depending on what time of the day you sign your loan agreement and the hours of your financial institution, your payday loan will either be delivered to you that the same day or you will wake up to it in your bank account the next morning. A GoDay representative can provide you with further details about your loan once you have been approved.
Say no to surprise fees
No one likes surprises when it comes to their money. This is why here at GoDay, we disclose everything upfront. We don’t believe in any secret or additional fees. And we know that one of the common misconceptions when it comes to payday loans is the interest rates and fees associated with getting a payday loan. But that is what makes GoDay different compared to other payday loan or short term loan lenders – we don’t believe in hidden fees. That’s right, everything from the amount you need to the repayment options including how much time you will need to pay us back, we disclose all of our fees upfront. And at Goday, we pride ourselves on our responsible lending practices. Our short-term cash-flow solution is intended to help get you back on track – not further off it which is not always the case as there are many other payday or short-term loan lenders that will surprise you with additional fees.
We are here to help!
Even though we are 100% online, we have real people ready to help you along the way. Do you have questions about your online payday loan? Give us a call. At GoDay, we are very proud of the professional services we offer and our amazing customer service team. We care about your financial well-being and are readily available if you have any questions or concerns when it comes to your loan or any help you need along the way. We are also a Canadian company! With physical office locations in both Toronto and Vancouver, GoDay may live online, but we are founded and operated right here in Canada. But you don’t have to take our word for it – take a look at our customer reviews on TrustPilot, check our A+ rating from the Better Business Bureau, or review our Ontario Payday Loan License before starting your payday loan with us. Let us do the work for you.
Not only does GoDay have an easy to use application process and a step-by-step guide to help you along the way, but we also have the GoDay café, our personal blog where we cover a variety of topics related to different money matters. We also have our GoDay education section on our website, to support – not replace – the advice of a financial professional, which is our learning center to help you understand your payday loans and personal finance options. You will also find numerous resources and tools such as calculators; links to credit counsellors, useful apps, budget worksheets, a glossary of industry used terms and more. Our customer service team is also a great resource for any other questions you may have for us so feel free to reach out if you have any questions.
Privacy and security
You can find anything and everything online these days. And this includes us! That’s why we understand that sharing your personal information online can make you feel uneasy. We’re a payday loan company, which means we take all your financial and private information seriously and it is our job to help protect the private information you give us online. GoDay takes your privacy seriously. GoDay uses the most advanced industry practices to ensure your data is safe and never used without your consent. We don’t share any of your private online payday loan information with anyone else. Because we are digital, you can apply for the loan you need virtually anywhere. Not to mention we are also mobile-friendly, so there is no need to go into a physical store, saving you time and giving you the convenience of applying from any of your devices in the comfort of your own home or while you are on the go. But as an online company, we keep your privacy and security top of mind. We understand and value that your information is private. This is all a part of our responsible lending strategies here a GoDay as we are compliant with provincial loan regulations, which means you’re protected legally with every cash advance and loan you have with us. Our customer service representatives can also help answer any questions you may have with respect to your privacy, your obligations, and your rights.
Communication is key
Applying for a loan with us? We let you know the process every step of the way. From our instant approvals process that is available 24/7 to our GoDay email notifications about the status of your loan, you will always be in the know. Our online payday loan application takes five minutes to complete and our fully automated system will provide you a decision within minutes. When trying to get a short-term loan with other payday loan companies, you have to go into their store and you receive your loan after a lengthy process and sometimes you don’t always know the outcome. But when it comes to GoDay, you can use our online tools and customize the loan that works best for you. That’s right, everything from the amount to the payment options. And if you ever have questions, as we mentioned, we have our customer service team available ready to help you.
First time customer with GoDay?
Are you a first-time customer with us? If so, thanks for choosing us! Every company is different but we try and make it as easy as possible for you. We like to see customers using us responsibly to get back on track financially, not further behind. So if it is your first time getting a loan with us, we do have a few rules in place so we can get to know each other. For your first loan, you can request up to $500 with us for up to 30 days. As we establish a relationship with one another, you then have the opportunity to gradually increase your loan amounts up to a maximum of $1500. As a GoDay customer, we don’t make you wait for your money. Once you submit your application, we will let you know if you have been approved. Submitting for a loan is quick and easy, as we ask a few questions to help us get to know you better. Our payday loan applications are accepted and processed instantly by our automated system that is working 24 hours a day, seven days a week. From there, if we need any additional information from you, our system will let you know and one of our customer service representatives will be in touch. After that, we use the industry’s fastest tools to make sure you get your loan as soon as possible.
If we can help you get through a few financial hurdles, terrific. If we can help you avoid them altogether, even better. Try our service and let us show you why thousands of Canadians turn to GoDay when they need a payday loan.