Are you looking for new ways to save more? Are you feeling like you are spending more money than you are making? If so, not to worry, you are not alone. When it comes to our savings, there are a lot of factors that come into play. And one of the big ones is our […]
You’ve heard of the saying, “money can’t buy happiness”. But do you believe it? We work all day to earn it and are constantly spending it, but is there a certain amount that would make you happy? It’s one of the most common issues couples fight about, and a reason why people switch jobs and […]
Buying a home is one of the biggest life purchases you can have. And depending on where you live can have a major impact on what your spending and costs will be as there are many things that go into purchasing a new home. So now that you’ve made one of the biggest purchases you […]
So you’re looking at getting a payday or short term loan. Where do you start? You’ve come to the right place, because here at GoDay, we’re here to help. In a recent report by the Financial Consumer Agency, they found that nearly two million Canadians use payday loans each year. And that’s why people are turning […]
You’ve decided to plan and book your dream vacation and are ready for take off. Or you are trying to figure out how to turn your bucket list into reality and have the finances to pay for your dream trip. Whatever the case, creating a travel budget should be a priority. You may be really […]
One of the biggest roadblocks in many relationships usually involves finances. Fear, anxiety, anger, can all begin to plague two people in a partnership, especially when speaking about finances doesn’t come up until after you are married. Money can be a source of destruction, but it can also be a source of creativity in a […]
Are you spending too much time on social media? Scrolling, pinning, tweeting, liking. We’re all guilty of it. And we’re not saying it’s a bad thing. Even GoDay has social media! And what do we do on social media? We promote our company, give you tips and tricks about payday loans in Canada and provide […]
Are you looking for fast cash? A recent report by the Financial Consumer Agency found that nearly 2 million Canadians use payday loans each year. And that’s where people turn to us because GoDay is an online payday or short-term loan lender. But we’re not the only ones out there. Operating in eleven provinces and territories across […]
Big news! GoDay is now an official online payday loan/short-term loan lender in the province of Nova Scotia. This is the sixth Canadian province/territory GoDay is operating in. When it comes to personal loans, there are a couple of solutions you could look into. You could go through your bank and apply for a line […]
So you got a job offer, great, the work is done. Right? Wrong. Getting a job offer can be incredibly exciting, and definitely something to celebrate. However, it’s important to not get so excited that you miss the opportunity to negotiate an aspect of the offer, or that you sign a document/contract without reading the […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
