In this two-part series, we previously gave you part one on things you shouldn’t pay extra for and have come up with more things to add to that list. We’re all about smart money at GoDay, so here are a few other things to avoid paying extra for. Movies When was the last time you went […]
There are many reasons why people get a payday or short term loan. And we always encourage those to only get a loan if there is a reason such as financial restrictions. We all need help bridging the gap from time to time, and that’s why there’s GoDay. We rounded up ten times you may […]
On one of the most romantic days of the year, showing your love doesn’t have to come with a price tag. Commonly seen with roses, chocolates and shiny gifts, Valentine’s Day has become a holiday that everyone, no matter your age or relationship celebrates. Children hand out valentines, single friends get together to celebrate being […]
Even though it has been a mild winter here in Toronto, we still like to participate in Winter activities. Especially activities without a hefty price tag. Toronto always has a lot going on, and finding something fun to do doesn’t have to cost you. So we created a checklist of fun, free things to do in […]
The Super Bowl is almost here and no matter what your plans are Super Bowl Sunday is another reason for more than just sports fans to get together, but for everyone to enjoy a night of games, food and drinks. Whether you’re hosting or attending a Super Bowl party, we give you party ideas that […]
Weighing your costs versus your convenience is something we all go through. But there are many things in which you shouldn’t be paying extra for. No matter the situation, by properly planning and doing your research, not paying for these extras will help you save those few bucks that easily add up over time. In […]
We’ve previously discussed how to limit your online shopping, but if you’re going to online shop, you might as well get the best online deal with websites that have different sales, discounts and even cash back options. That’s why we’ve created a list of the best online deal websites, so when you are shopping, you […]
We recently saw The Big Short and it was from that movie that we were inspired to do more research on other movies that help depict the true stories within the financial sector that not all of us may have realized. There are many more films we could have featured, but for this post […]
Are you an online shopper? It’s very common for people to shop online without realizing how much they’re spending because the physical aspect is no longer there. Online shopping is now easier than ever and can also end up being the better deal compared to different retail stores. As fun as it may be to […]
We’re always looking for ways to save you money, even if that means treating yourself by eating out. Cheap eats are something everyone is always on the hunt for and we think that eating out shouldn’t have to cost you a pretty penny. That’s why we’ve created our go-to guide on favourite places to eat […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
