There are many things in life that can happen unexpectedly and the surprise cost of home renovations is one of them. When it comes to doing home renovations, it’s easy to know what you want (who else has their Pinterest Boards ready), but there are times that you may also be caught off guard with […]
It’s true; if you’re trying to save money then you shouldn’t be dining out. But we’re all busy people and there are nights where take out is the best option for the table. We are also believers in budget management and balance. So when it comes to dining out, the main this to remember is […]
Do you know what your savings account looks like? There are those times – the months we overspend and end up getting payday loans to get us through until the next paycheck and not saving. According to CIBC’s 2017 survey results, 85 percent of Canadian’s agree that they should be saving more money than what […]
We all have big days, monumental events and things we want in our lives, but sometimes these things all seem to come with a huge price tag. And it’s in those times that our online payday loans are here to help. But when it comes to certain things like your wedding, buying a new home, […]
And how will you be paying? How we are spending our money has a huge impact on our budget. Because when it comes to your finances and how you spend and save your money, everyone is different. The same way GoDay is an online payday loan lender compared to a physical store you walk into, […]
Debt is one of those words no one likes to hear. What is the first thing that comes to mind when you hear the word debt? Because there are also different kinds of debt, we are only experts when it comes to payday loans in Canada. You can have loans with the bank, a mortgage, […]
When it comes to payday loans or short term loan companies, we like to keep it simple; fast cash for you with the security and professionalism along with it. It could be a payday or short-term loan, a line of credit, or borrowing from a friend or family member. As you can tell, there are […]
Now that we’re in the middle of wedding season, most people focus on the cost and price tag of the actual wedding. We’ve never been to a wedding that has mentioned finances in the ceremony or vows, but money and finances is one of those things that should be discussed before you tie the knot. […]
How do you keep track of your funds? Do you have a budget currently in place? If so, what helps keep your budget on track? If not, that’s okay too but could be the reason you’re feeling stressed or all over the place when it comes to your finances. So how do you start budgeting? […]
It is no surprise how much our mobile devices and technology have taken over how we basically do everything. Look at GoDay for example- we are an online payday loan company who also has a specific mobile site for our customers! And if you’re a business that is not online, you are missing out on […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
