Finances aren’t something most of us want to dwell on. It’s much easier to put off thinking about how we spend our money. We swipe our credit card, and don’t really look at our statements, or only look at them when we realize there’s a problem. However, we should be thinking about our finances long […]
It might not feel like it, but summer isn’t that far away. Considering everything going on with COVID, it’s more important than ever that we plan for summer fun. Chances are it won’t include crowded beaches, nightclubs, and teeming restaurants. Nonetheless, that doesn’t mean summer needs to be boring. We can probably attend fun events, […]
Budget friendly health options may seem a distant idea. However, good health must be a priority. Basically, without good health, you wouldn’t be able to live the life that you want to lead. Nonetheless, staying healthy may also wreak havoc on your bank account if you don’t manage it properly. Lots of people think buying […]
It’s no surprise that December and the holiday season can be the most expensive time of year. In 2018, a study was done that revealed in America alone 33% of people were expected to spend at least $1000 on gifts. It’s safe to say that Christmas has turned into a holiday that has us spending […]
Budgeting can be stressful for a lot of people. So stressful in fact that many people just don’t do it. Creating a budget for the first time can be daunting, especially when you don’t really know where to start. However, if you’re like most of us, you’ve probably felt stressed about your finances at some […]
‘Tis the season! Back to school is fast approaching. Can you believe it? Where did the summer go? For some of us we’re mourning the end of summer, but for a lot of us, we are itching for our kids to head back to school to give us a bit of a break. Or maybe […]
Here at GoDay, we’re big on budgeting. But we also know that everyone has different financial priorities and that’s why we understand that sticking to a budget can be tricky. And these days, spending money can be easier than saving money. And getting you back on budget is one of the main goals of GoDay […]
Budgeting can be easier said than done. It’s one thing to create a budget, but it’s a whole other thing to stick to it. Whether you’re saving for a vacation, retirement, or trying to pay off your never ending pile of debt, budgeting can help in all aspects of your life. However, who really has […]
The term “invisible expenses” is being used more and more, but do you really know what it means? What do invisible expenses encompass and how do you identify them? Invisible expenses are costs you realize after it’s too late, usually at the end of a month when you balance your budget, or when you say […]
The holiday season can come with a hefty price tag. It’s said that the average American will spend just shy of $900 USD this holiday season, and while Christmas can be full of fun get togethers, time with your family, and the jolly ol’ big guy in the red suit, it’s easy to blow your […]
Ontario, Alberta and New Brunswick residents: The cost of borrowing at is $15.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 59% per annum on any principal that is outstanding. There is also a one-time $50 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
British Columbia residents: The APR on a $300.00 loan for 14 days is 391.07% at a rate of $15.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $20 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% at a rate of $17.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Nova Scotia residents: The APR on a $300.00 loan for 14 days is 495.36% at a rate of $19.00 per $100.00 borrowed. Late-payment interest on your online payday loan is calculated at a rate of 30% per annum on any principal that is outstanding. There is also a one-time $25 fee for any dishonoured pre-authorized debit that comes back non-sufficient funds.
Non Payment Policy: To collect on a loan in default GoDay.ca will utilize all collection practices available to the issuers of consumer credit in Canada.
Renewal Policy: We do not automatically renew payday loans.
